LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,596
−HK$6,684/mo
▼ 0.25% · 3.875%
HK$109,911
−HK$3,369/mo
Today · 4.125%
HK$113,280
baseline
▲ 0.50% · 4.625%
HK$120,173
+HK$6,893/mo
Deposit HK$23.37M · loan HK$23.37M · min. income ≈ HK$226,560/mo (50% DSR)
Upfront cash ≈ HK$25.36M (deposit + AVD stamp duty HK$1,986,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,587
−HK$6,406/mo
▼ 0.25% · 3.875%
HK$121,767
−HK$3,226/mo
Today · 4.125%
HK$124,993
baseline
▲ 0.50% · 4.625%
HK$131,582
+HK$6,589/mo
Deposit HK$23.37M · loan HK$23.37M · min. income ≈ HK$249,986/mo (50% DSR)
Upfront cash ≈ HK$25.36M (deposit + AVD stamp duty HK$1,986,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,915
−HK$8,021/mo
▼ 0.25% · 3.875%
HK$131,894
−HK$4,042/mo
Today · 4.125%
HK$135,936
baseline
▲ 0.50% · 4.625%
HK$144,208
+HK$8,272/mo
Deposit HK$18.70M · loan HK$28.05M · min. income ≈ HK$271,872/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,986,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,304
−HK$7,688/mo
▼ 0.25% · 3.875%
HK$146,120
−HK$3,872/mo
Today · 4.125%
HK$149,992
baseline
▲ 0.50% · 4.625%
HK$157,898
+HK$7,906/mo
Deposit HK$18.70M · loan HK$28.05M · min. income ≈ HK$299,984/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,986,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,234
−HK$9,358/mo
▼ 0.25% · 3.875%
HK$153,876
−HK$4,716/mo
Today · 4.125%
HK$158,592
baseline
▲ 0.50% · 4.625%
HK$168,242
+HK$9,650/mo
Deposit HK$14.02M · loan HK$32.72M · min. income ≈ HK$317,184/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,986,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,021
−HK$8,970/mo
▼ 0.25% · 3.875%
HK$170,474
−HK$4,517/mo
Today · 4.125%
HK$174,991
baseline
▲ 0.50% · 4.625%
HK$184,215
+HK$9,224/mo
Deposit HK$14.02M · loan HK$32.72M · min. income ≈ HK$349,982/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,986,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,872
−HK$12,032/mo
▼ 0.25% · 3.875%
HK$197,841
−HK$6,063/mo
Today · 4.125%
HK$203,904
baseline
▲ 0.50% · 4.625%
HK$216,311
+HK$12,407/mo
Deposit HK$4.67M · loan HK$42.07M · min. income ≈ HK$407,808/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,986,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,456
−HK$11,532/mo
▼ 0.25% · 3.875%
HK$219,181
−HK$5,807/mo
Today · 4.125%
HK$224,988
baseline
▲ 0.50% · 4.625%
HK$236,848
+HK$11,860/mo
Deposit HK$4.67M · loan HK$42.07M · min. income ≈ HK$449,976/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,986,758 · Scale 2, in force from 26 Feb 2026)