LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,660
−HK$668/mo
▼ 0.25% · 3.875%
HK$10,991
−HK$337/mo
Today · 4.125%
HK$11,328
baseline
▲ 0.50% · 4.625%
HK$12,017
+HK$689/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$22,656/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$84,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,859
−HK$640/mo
▼ 0.25% · 3.875%
HK$12,177
−HK$322/mo
Today · 4.125%
HK$12,499
baseline
▲ 0.50% · 4.625%
HK$13,158
+HK$659/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$24,998/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$84,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,791
−HK$803/mo
▼ 0.25% · 3.875%
HK$13,189
−HK$405/mo
Today · 4.125%
HK$13,594
baseline
▲ 0.50% · 4.625%
HK$14,421
+HK$827/mo
Deposit HK$1.87M · loan HK$2.80M · min. income ≈ HK$27,188/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$84,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,230
−HK$769/mo
▼ 0.25% · 3.875%
HK$14,612
−HK$387/mo
Today · 4.125%
HK$14,999
baseline
▲ 0.50% · 4.625%
HK$15,790
+HK$791/mo
Deposit HK$1.87M · loan HK$2.80M · min. income ≈ HK$29,998/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$84,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,923
−HK$936/mo
▼ 0.25% · 3.875%
HK$15,388
−HK$471/mo
Today · 4.125%
HK$15,859
baseline
▲ 0.50% · 4.625%
HK$16,824
+HK$965/mo
Deposit HK$1.40M · loan HK$3.27M · min. income ≈ HK$31,718/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$84,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,602
−HK$897/mo
▼ 0.25% · 3.875%
HK$17,047
−HK$452/mo
Today · 4.125%
HK$17,499
baseline
▲ 0.50% · 4.625%
HK$18,421
+HK$922/mo
Deposit HK$1.40M · loan HK$3.27M · min. income ≈ HK$34,998/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$84,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,187
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,784
−HK$606/mo
Today · 4.125%
HK$20,390
baseline
▲ 0.50% · 4.625%
HK$21,631
+HK$1,241/mo
Deposit HK$467K · loan HK$4.21M · min. income ≈ HK$40,780/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$84,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,346
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,918
−HK$581/mo
Today · 4.125%
HK$22,499
baseline
▲ 0.50% · 4.625%
HK$23,685
+HK$1,186/mo
Deposit HK$467K · loan HK$4.21M · min. income ≈ HK$44,998/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$84,973 · Scale 2, in force from 26 Feb 2026)