LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,596
−HK$6,685/mo
▼ 0.25% · 3.875%
HK$109,912
−HK$3,369/mo
Today · 4.125%
HK$113,281
baseline
▲ 0.50% · 4.625%
HK$120,174
+HK$6,893/mo
Deposit HK$23.37M · loan HK$23.37M · min. income ≈ HK$226,562/mo (50% DSR)
Upfront cash ≈ HK$25.36M (deposit + AVD stamp duty HK$1,986,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,587
−HK$6,407/mo
▼ 0.25% · 3.875%
HK$121,768
−HK$3,226/mo
Today · 4.125%
HK$124,994
baseline
▲ 0.50% · 4.625%
HK$131,583
+HK$6,589/mo
Deposit HK$23.37M · loan HK$23.37M · min. income ≈ HK$249,988/mo (50% DSR)
Upfront cash ≈ HK$25.36M (deposit + AVD stamp duty HK$1,986,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,916
−HK$8,021/mo
▼ 0.25% · 3.875%
HK$131,895
−HK$4,042/mo
Today · 4.125%
HK$135,937
baseline
▲ 0.50% · 4.625%
HK$144,209
+HK$8,272/mo
Deposit HK$18.70M · loan HK$28.05M · min. income ≈ HK$271,874/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,986,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,305
−HK$7,688/mo
▼ 0.25% · 3.875%
HK$146,121
−HK$3,872/mo
Today · 4.125%
HK$149,993
baseline
▲ 0.50% · 4.625%
HK$157,900
+HK$7,907/mo
Deposit HK$18.70M · loan HK$28.05M · min. income ≈ HK$299,986/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,986,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,235
−HK$9,358/mo
▼ 0.25% · 3.875%
HK$153,877
−HK$4,716/mo
Today · 4.125%
HK$158,593
baseline
▲ 0.50% · 4.625%
HK$168,243
+HK$9,650/mo
Deposit HK$14.02M · loan HK$32.72M · min. income ≈ HK$317,186/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,986,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,022
−HK$8,970/mo
▼ 0.25% · 3.875%
HK$170,475
−HK$4,517/mo
Today · 4.125%
HK$174,992
baseline
▲ 0.50% · 4.625%
HK$184,216
+HK$9,224/mo
Deposit HK$14.02M · loan HK$32.72M · min. income ≈ HK$349,984/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,986,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,874
−HK$12,032/mo
▼ 0.25% · 3.875%
HK$197,842
−HK$6,064/mo
Today · 4.125%
HK$203,906
baseline
▲ 0.50% · 4.625%
HK$216,313
+HK$12,407/mo
Deposit HK$4.67M · loan HK$42.07M · min. income ≈ HK$407,812/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,986,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,457
−HK$11,533/mo
▼ 0.25% · 3.875%
HK$219,182
−HK$5,808/mo
Today · 4.125%
HK$224,990
baseline
▲ 0.50% · 4.625%
HK$236,849
+HK$11,859/mo
Deposit HK$4.67M · loan HK$42.07M · min. income ≈ HK$449,980/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,986,772 · Scale 2, in force from 26 Feb 2026)