LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,660
−HK$669/mo
▼ 0.25% · 3.875%
HK$10,992
−HK$337/mo
Today · 4.125%
HK$11,329
baseline
▲ 0.50% · 4.625%
HK$12,018
+HK$689/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$22,658/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$85,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,860
−HK$640/mo
▼ 0.25% · 3.875%
HK$12,178
−HK$322/mo
Today · 4.125%
HK$12,500
baseline
▲ 0.50% · 4.625%
HK$13,159
+HK$659/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$25,000/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$85,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,792
−HK$803/mo
▼ 0.25% · 3.875%
HK$13,190
−HK$405/mo
Today · 4.125%
HK$13,595
baseline
▲ 0.50% · 4.625%
HK$14,422
+HK$827/mo
Deposit HK$1.87M · loan HK$2.81M · min. income ≈ HK$27,190/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$85,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,231
−HK$769/mo
▼ 0.25% · 3.875%
HK$14,613
−HK$387/mo
Today · 4.125%
HK$15,000
baseline
▲ 0.50% · 4.625%
HK$15,791
+HK$791/mo
Deposit HK$1.87M · loan HK$2.81M · min. income ≈ HK$30,000/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$85,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,924
−HK$936/mo
▼ 0.25% · 3.875%
HK$15,389
−HK$471/mo
Today · 4.125%
HK$15,860
baseline
▲ 0.50% · 4.625%
HK$16,825
+HK$965/mo
Deposit HK$1.40M · loan HK$3.27M · min. income ≈ HK$31,720/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$85,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,603
−HK$897/mo
▼ 0.25% · 3.875%
HK$17,049
−HK$451/mo
Today · 4.125%
HK$17,500
baseline
▲ 0.50% · 4.625%
HK$18,423
+HK$923/mo
Deposit HK$1.40M · loan HK$3.27M · min. income ≈ HK$35,000/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$85,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,189
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,786
−HK$606/mo
Today · 4.125%
HK$20,392
baseline
▲ 0.50% · 4.625%
HK$21,633
+HK$1,241/mo
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$40,784/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$85,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,347
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,920
−HK$580/mo
Today · 4.125%
HK$22,500
baseline
▲ 0.50% · 4.625%
HK$23,687
+HK$1,187/mo
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$45,000/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$85,007 · Scale 2, in force from 26 Feb 2026)