LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,611
−HK$6,685/mo
▼ 0.25% · 3.875%
HK$109,927
−HK$3,369/mo
Today · 4.125%
HK$113,296
baseline
▲ 0.50% · 4.625%
HK$120,190
+HK$6,894/mo
Deposit HK$23.38M · loan HK$23.38M · min. income ≈ HK$226,592/mo (50% DSR)
Upfront cash ≈ HK$25.36M (deposit + AVD stamp duty HK$1,987,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,604
−HK$6,407/mo
▼ 0.25% · 3.875%
HK$121,785
−HK$3,226/mo
Today · 4.125%
HK$125,011
baseline
▲ 0.50% · 4.625%
HK$131,601
+HK$6,590/mo
Deposit HK$23.38M · loan HK$23.38M · min. income ≈ HK$250,022/mo (50% DSR)
Upfront cash ≈ HK$25.36M (deposit + AVD stamp duty HK$1,987,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,933
−HK$8,023/mo
▼ 0.25% · 3.875%
HK$131,913
−HK$4,043/mo
Today · 4.125%
HK$135,956
baseline
▲ 0.50% · 4.625%
HK$144,228
+HK$8,272/mo
Deposit HK$18.70M · loan HK$28.05M · min. income ≈ HK$271,912/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,987,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,324
−HK$7,690/mo
▼ 0.25% · 3.875%
HK$146,141
−HK$3,873/mo
Today · 4.125%
HK$150,014
baseline
▲ 0.50% · 4.625%
HK$157,921
+HK$7,907/mo
Deposit HK$18.70M · loan HK$28.05M · min. income ≈ HK$300,028/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,987,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,255
−HK$9,360/mo
▼ 0.25% · 3.875%
HK$153,898
−HK$4,717/mo
Today · 4.125%
HK$158,615
baseline
▲ 0.50% · 4.625%
HK$168,266
+HK$9,651/mo
Deposit HK$14.03M · loan HK$32.73M · min. income ≈ HK$317,230/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,987,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,045
−HK$8,971/mo
▼ 0.25% · 3.875%
HK$170,498
−HK$4,518/mo
Today · 4.125%
HK$175,016
baseline
▲ 0.50% · 4.625%
HK$184,241
+HK$9,225/mo
Deposit HK$14.03M · loan HK$32.73M · min. income ≈ HK$350,032/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,987,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,900
−HK$12,034/mo
▼ 0.25% · 3.875%
HK$197,869
−HK$6,065/mo
Today · 4.125%
HK$203,934
baseline
▲ 0.50% · 4.625%
HK$216,342
+HK$12,408/mo
Deposit HK$4.68M · loan HK$42.08M · min. income ≈ HK$407,868/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,987,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,487
−HK$11,534/mo
▼ 0.25% · 3.875%
HK$219,212
−HK$5,809/mo
Today · 4.125%
HK$225,021
baseline
▲ 0.50% · 4.625%
HK$236,882
+HK$11,861/mo
Deposit HK$4.68M · loan HK$42.08M · min. income ≈ HK$450,042/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,987,043 · Scale 2, in force from 26 Feb 2026)