LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,614
−HK$6,686/mo
▼ 0.25% · 3.875%
HK$109,930
−HK$3,370/mo
Today · 4.125%
HK$113,300
baseline
▲ 0.50% · 4.625%
HK$120,194
+HK$6,894/mo
Deposit HK$23.38M · loan HK$23.38M · min. income ≈ HK$226,600/mo (50% DSR)
Upfront cash ≈ HK$25.36M (deposit + AVD stamp duty HK$1,987,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,607
−HK$6,408/mo
▼ 0.25% · 3.875%
HK$121,788
−HK$3,227/mo
Today · 4.125%
HK$125,015
baseline
▲ 0.50% · 4.625%
HK$131,605
+HK$6,590/mo
Deposit HK$23.38M · loan HK$23.38M · min. income ≈ HK$250,030/mo (50% DSR)
Upfront cash ≈ HK$25.36M (deposit + AVD stamp duty HK$1,987,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,937
−HK$8,022/mo
▼ 0.25% · 3.875%
HK$131,916
−HK$4,043/mo
Today · 4.125%
HK$135,959
baseline
▲ 0.50% · 4.625%
HK$144,232
+HK$8,273/mo
Deposit HK$18.70M · loan HK$28.05M · min. income ≈ HK$271,918/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,987,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,328
−HK$7,690/mo
▼ 0.25% · 3.875%
HK$146,145
−HK$3,873/mo
Today · 4.125%
HK$150,018
baseline
▲ 0.50% · 4.625%
HK$157,925
+HK$7,907/mo
Deposit HK$18.70M · loan HK$28.05M · min. income ≈ HK$300,036/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,987,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,259
−HK$9,360/mo
▼ 0.25% · 3.875%
HK$153,902
−HK$4,717/mo
Today · 4.125%
HK$158,619
baseline
▲ 0.50% · 4.625%
HK$168,271
+HK$9,652/mo
Deposit HK$14.03M · loan HK$32.73M · min. income ≈ HK$317,238/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,987,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,050
−HK$8,971/mo
▼ 0.25% · 3.875%
HK$170,503
−HK$4,518/mo
Today · 4.125%
HK$175,021
baseline
▲ 0.50% · 4.625%
HK$184,246
+HK$9,225/mo
Deposit HK$14.03M · loan HK$32.73M · min. income ≈ HK$350,042/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,987,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,905
−HK$12,034/mo
▼ 0.25% · 3.875%
HK$197,874
−HK$6,065/mo
Today · 4.125%
HK$203,939
baseline
▲ 0.50% · 4.625%
HK$216,348
+HK$12,409/mo
Deposit HK$4.68M · loan HK$42.08M · min. income ≈ HK$407,878/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,987,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,492
−HK$11,535/mo
▼ 0.25% · 3.875%
HK$219,218
−HK$5,809/mo
Today · 4.125%
HK$225,027
baseline
▲ 0.50% · 4.625%
HK$236,888
+HK$11,861/mo
Deposit HK$4.68M · loan HK$42.08M · min. income ≈ HK$450,054/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,987,097 · Scale 2, in force from 26 Feb 2026)