LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,615
−HK$6,686/mo
▼ 0.25% · 3.875%
HK$109,932
−HK$3,369/mo
Today · 4.125%
HK$113,301
baseline
▲ 0.50% · 4.625%
HK$120,195
+HK$6,894/mo
Deposit HK$23.38M · loan HK$23.38M · min. income ≈ HK$226,602/mo (50% DSR)
Upfront cash ≈ HK$25.37M (deposit + AVD stamp duty HK$1,987,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,608
−HK$6,408/mo
▼ 0.25% · 3.875%
HK$121,789
−HK$3,227/mo
Today · 4.125%
HK$125,016
baseline
▲ 0.50% · 4.625%
HK$131,606
+HK$6,590/mo
Deposit HK$23.38M · loan HK$23.38M · min. income ≈ HK$250,032/mo (50% DSR)
Upfront cash ≈ HK$25.37M (deposit + AVD stamp duty HK$1,987,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,938
−HK$8,023/mo
▼ 0.25% · 3.875%
HK$131,918
−HK$4,043/mo
Today · 4.125%
HK$135,961
baseline
▲ 0.50% · 4.625%
HK$144,234
+HK$8,273/mo
Deposit HK$18.70M · loan HK$28.05M · min. income ≈ HK$271,922/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,987,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,330
−HK$7,690/mo
▼ 0.25% · 3.875%
HK$146,147
−HK$3,873/mo
Today · 4.125%
HK$150,020
baseline
▲ 0.50% · 4.625%
HK$157,928
+HK$7,908/mo
Deposit HK$18.70M · loan HK$28.05M · min. income ≈ HK$300,040/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,987,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,261
−HK$9,360/mo
▼ 0.25% · 3.875%
HK$153,904
−HK$4,717/mo
Today · 4.125%
HK$158,621
baseline
▲ 0.50% · 4.625%
HK$168,273
+HK$9,652/mo
Deposit HK$14.03M · loan HK$32.73M · min. income ≈ HK$317,242/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,987,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,052
−HK$8,971/mo
▼ 0.25% · 3.875%
HK$170,505
−HK$4,518/mo
Today · 4.125%
HK$175,023
baseline
▲ 0.50% · 4.625%
HK$184,249
+HK$9,226/mo
Deposit HK$14.03M · loan HK$32.73M · min. income ≈ HK$350,046/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,987,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,907
−HK$12,035/mo
▼ 0.25% · 3.875%
HK$197,877
−HK$6,065/mo
Today · 4.125%
HK$203,942
baseline
▲ 0.50% · 4.625%
HK$216,351
+HK$12,409/mo
Deposit HK$4.68M · loan HK$42.08M · min. income ≈ HK$407,884/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,987,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,495
−HK$11,535/mo
▼ 0.25% · 3.875%
HK$219,221
−HK$5,809/mo
Today · 4.125%
HK$225,030
baseline
▲ 0.50% · 4.625%
HK$236,891
+HK$11,861/mo
Deposit HK$4.68M · loan HK$42.08M · min. income ≈ HK$450,060/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,987,123 · Scale 2, in force from 26 Feb 2026)