LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,623
−HK$6,686/mo
▼ 0.25% · 3.875%
HK$109,939
−HK$3,370/mo
Today · 4.125%
HK$113,309
baseline
▲ 0.50% · 4.625%
HK$120,203
+HK$6,894/mo
Deposit HK$23.38M · loan HK$23.38M · min. income ≈ HK$226,618/mo (50% DSR)
Upfront cash ≈ HK$25.37M (deposit + AVD stamp duty HK$1,987,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,617
−HK$6,408/mo
▼ 0.25% · 3.875%
HK$121,798
−HK$3,227/mo
Today · 4.125%
HK$125,025
baseline
▲ 0.50% · 4.625%
HK$131,615
+HK$6,590/mo
Deposit HK$23.38M · loan HK$23.38M · min. income ≈ HK$250,050/mo (50% DSR)
Upfront cash ≈ HK$25.37M (deposit + AVD stamp duty HK$1,987,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,947
−HK$8,024/mo
▼ 0.25% · 3.875%
HK$131,927
−HK$4,044/mo
Today · 4.125%
HK$135,971
baseline
▲ 0.50% · 4.625%
HK$144,244
+HK$8,273/mo
Deposit HK$18.70M · loan HK$28.06M · min. income ≈ HK$271,942/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,987,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,340
−HK$7,690/mo
▼ 0.25% · 3.875%
HK$146,157
−HK$3,873/mo
Today · 4.125%
HK$150,030
baseline
▲ 0.50% · 4.625%
HK$157,938
+HK$7,908/mo
Deposit HK$18.70M · loan HK$28.06M · min. income ≈ HK$300,060/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,987,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,272
−HK$9,360/mo
▼ 0.25% · 3.875%
HK$153,915
−HK$4,717/mo
Today · 4.125%
HK$158,632
baseline
▲ 0.50% · 4.625%
HK$168,285
+HK$9,653/mo
Deposit HK$14.03M · loan HK$32.73M · min. income ≈ HK$317,264/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,987,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,063
−HK$8,972/mo
▼ 0.25% · 3.875%
HK$170,517
−HK$4,518/mo
Today · 4.125%
HK$175,035
baseline
▲ 0.50% · 4.625%
HK$184,261
+HK$9,226/mo
Deposit HK$14.03M · loan HK$32.73M · min. income ≈ HK$350,070/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,987,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,921
−HK$12,035/mo
▼ 0.25% · 3.875%
HK$197,891
−HK$6,065/mo
Today · 4.125%
HK$203,956
baseline
▲ 0.50% · 4.625%
HK$216,366
+HK$12,410/mo
Deposit HK$4.68M · loan HK$42.08M · min. income ≈ HK$407,912/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,987,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,510
−HK$11,535/mo
▼ 0.25% · 3.875%
HK$219,236
−HK$5,809/mo
Today · 4.125%
HK$225,045
baseline
▲ 0.50% · 4.625%
HK$236,908
+HK$11,863/mo
Deposit HK$4.68M · loan HK$42.08M · min. income ≈ HK$450,090/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,987,260 · Scale 2, in force from 26 Feb 2026)