LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,639
−HK$6,687/mo
▼ 0.25% · 3.875%
HK$109,956
−HK$3,370/mo
Today · 4.125%
HK$113,326
baseline
▲ 0.50% · 4.625%
HK$120,221
+HK$6,895/mo
Deposit HK$23.38M · loan HK$23.38M · min. income ≈ HK$226,652/mo (50% DSR)
Upfront cash ≈ HK$25.37M (deposit + AVD stamp duty HK$1,987,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,634
−HK$6,410/mo
▼ 0.25% · 3.875%
HK$121,816
−HK$3,228/mo
Today · 4.125%
HK$125,044
baseline
▲ 0.50% · 4.625%
HK$131,635
+HK$6,591/mo
Deposit HK$23.38M · loan HK$23.38M · min. income ≈ HK$250,088/mo (50% DSR)
Upfront cash ≈ HK$25.37M (deposit + AVD stamp duty HK$1,987,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,966
−HK$8,025/mo
▼ 0.25% · 3.875%
HK$131,947
−HK$4,044/mo
Today · 4.125%
HK$135,991
baseline
▲ 0.50% · 4.625%
HK$144,266
+HK$8,275/mo
Deposit HK$18.71M · loan HK$28.06M · min. income ≈ HK$271,982/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,987,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,361
−HK$7,692/mo
▼ 0.25% · 3.875%
HK$146,179
−HK$3,874/mo
Today · 4.125%
HK$150,053
baseline
▲ 0.50% · 4.625%
HK$157,962
+HK$7,909/mo
Deposit HK$18.71M · loan HK$28.06M · min. income ≈ HK$300,106/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$1,987,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,294
−HK$9,362/mo
▼ 0.25% · 3.875%
HK$153,938
−HK$4,718/mo
Today · 4.125%
HK$158,656
baseline
▲ 0.50% · 4.625%
HK$168,310
+HK$9,654/mo
Deposit HK$14.03M · loan HK$32.74M · min. income ≈ HK$317,312/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,987,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,088
−HK$8,973/mo
▼ 0.25% · 3.875%
HK$170,543
−HK$4,518/mo
Today · 4.125%
HK$175,061
baseline
▲ 0.50% · 4.625%
HK$184,289
+HK$9,228/mo
Deposit HK$14.03M · loan HK$32.74M · min. income ≈ HK$350,122/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,987,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,950
−HK$12,036/mo
▼ 0.25% · 3.875%
HK$197,920
−HK$6,066/mo
Today · 4.125%
HK$203,986
baseline
▲ 0.50% · 4.625%
HK$216,399
+HK$12,413/mo
Deposit HK$4.68M · loan HK$42.09M · min. income ≈ HK$407,972/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,987,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,542
−HK$11,537/mo
▼ 0.25% · 3.875%
HK$219,269
−HK$5,810/mo
Today · 4.125%
HK$225,079
baseline
▲ 0.50% · 4.625%
HK$236,943
+HK$11,864/mo
Deposit HK$4.68M · loan HK$42.09M · min. income ≈ HK$450,158/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,987,558 · Scale 2, in force from 26 Feb 2026)