LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,657
−HK$6,688/mo
▼ 0.25% · 3.875%
HK$109,974
−HK$3,371/mo
Today · 4.125%
HK$113,345
baseline
▲ 0.50% · 4.625%
HK$120,242
+HK$6,897/mo
Deposit HK$23.39M · loan HK$23.39M · min. income ≈ HK$226,690/mo (50% DSR)
Upfront cash ≈ HK$25.37M (deposit + AVD stamp duty HK$1,987,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,654
−HK$6,411/mo
▼ 0.25% · 3.875%
HK$121,837
−HK$3,228/mo
Today · 4.125%
HK$125,065
baseline
▲ 0.50% · 4.625%
HK$131,657
+HK$6,592/mo
Deposit HK$23.39M · loan HK$23.39M · min. income ≈ HK$250,130/mo (50% DSR)
Upfront cash ≈ HK$25.37M (deposit + AVD stamp duty HK$1,987,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,988
−HK$8,026/mo
▼ 0.25% · 3.875%
HK$131,969
−HK$4,045/mo
Today · 4.125%
HK$136,014
baseline
▲ 0.50% · 4.625%
HK$144,290
+HK$8,276/mo
Deposit HK$18.71M · loan HK$28.06M · min. income ≈ HK$272,028/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,987,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,385
−HK$7,693/mo
▼ 0.25% · 3.875%
HK$146,204
−HK$3,874/mo
Today · 4.125%
HK$150,078
baseline
▲ 0.50% · 4.625%
HK$157,989
+HK$7,911/mo
Deposit HK$18.71M · loan HK$28.06M · min. income ≈ HK$300,156/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,987,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,319
−HK$9,364/mo
▼ 0.25% · 3.875%
HK$153,964
−HK$4,719/mo
Today · 4.125%
HK$158,683
baseline
▲ 0.50% · 4.625%
HK$168,338
+HK$9,655/mo
Deposit HK$14.03M · loan HK$32.74M · min. income ≈ HK$317,366/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,987,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,116
−HK$8,975/mo
▼ 0.25% · 3.875%
HK$170,571
−HK$4,520/mo
Today · 4.125%
HK$175,091
baseline
▲ 0.50% · 4.625%
HK$184,320
+HK$9,229/mo
Deposit HK$14.03M · loan HK$32.74M · min. income ≈ HK$350,182/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,987,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,982
−HK$12,039/mo
▼ 0.25% · 3.875%
HK$197,953
−HK$6,068/mo
Today · 4.125%
HK$204,021
baseline
▲ 0.50% · 4.625%
HK$216,435
+HK$12,414/mo
Deposit HK$4.68M · loan HK$42.10M · min. income ≈ HK$408,042/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,987,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,578
−HK$11,539/mo
▼ 0.25% · 3.875%
HK$219,306
−HK$5,811/mo
Today · 4.125%
HK$225,117
baseline
▲ 0.50% · 4.625%
HK$236,983
+HK$11,866/mo
Deposit HK$4.68M · loan HK$42.10M · min. income ≈ HK$450,234/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,987,892 · Scale 2, in force from 26 Feb 2026)