LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,671
−HK$6,690/mo
▼ 0.25% · 3.875%
HK$109,989
−HK$3,372/mo
Today · 4.125%
HK$113,361
baseline
▲ 0.50% · 4.625%
HK$120,258
+HK$6,897/mo
Deposit HK$23.39M · loan HK$23.39M · min. income ≈ HK$226,722/mo (50% DSR)
Upfront cash ≈ HK$25.38M (deposit + AVD stamp duty HK$1,988,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,671
−HK$6,411/mo
▼ 0.25% · 3.875%
HK$121,853
−HK$3,229/mo
Today · 4.125%
HK$125,082
baseline
▲ 0.50% · 4.625%
HK$131,675
+HK$6,593/mo
Deposit HK$23.39M · loan HK$23.39M · min. income ≈ HK$250,164/mo (50% DSR)
Upfront cash ≈ HK$25.38M (deposit + AVD stamp duty HK$1,988,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,006
−HK$8,027/mo
▼ 0.25% · 3.875%
HK$131,987
−HK$4,046/mo
Today · 4.125%
HK$136,033
baseline
▲ 0.50% · 4.625%
HK$144,310
+HK$8,277/mo
Deposit HK$18.71M · loan HK$28.07M · min. income ≈ HK$272,066/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,988,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,405
−HK$7,694/mo
▼ 0.25% · 3.875%
HK$146,224
−HK$3,875/mo
Today · 4.125%
HK$150,099
baseline
▲ 0.50% · 4.625%
HK$158,011
+HK$7,912/mo
Deposit HK$18.71M · loan HK$28.07M · min. income ≈ HK$300,198/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,988,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,340
−HK$9,365/mo
▼ 0.25% · 3.875%
HK$153,985
−HK$4,720/mo
Today · 4.125%
HK$158,705
baseline
▲ 0.50% · 4.625%
HK$168,362
+HK$9,657/mo
Deposit HK$14.03M · loan HK$32.75M · min. income ≈ HK$317,410/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,988,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,139
−HK$8,976/mo
▼ 0.25% · 3.875%
HK$170,595
−HK$4,520/mo
Today · 4.125%
HK$175,115
baseline
▲ 0.50% · 4.625%
HK$184,346
+HK$9,231/mo
Deposit HK$14.03M · loan HK$32.75M · min. income ≈ HK$350,230/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,988,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,008
−HK$12,041/mo
▼ 0.25% · 3.875%
HK$197,981
−HK$6,068/mo
Today · 4.125%
HK$204,049
baseline
▲ 0.50% · 4.625%
HK$216,465
+HK$12,416/mo
Deposit HK$4.68M · loan HK$42.10M · min. income ≈ HK$408,098/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,988,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,607
−HK$11,541/mo
▼ 0.25% · 3.875%
HK$219,336
−HK$5,812/mo
Today · 4.125%
HK$225,148
baseline
▲ 0.50% · 4.625%
HK$237,016
+HK$11,868/mo
Deposit HK$4.68M · loan HK$42.10M · min. income ≈ HK$450,296/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,988,168 · Scale 2, in force from 26 Feb 2026)