LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,674
−HK$6,690/mo
▼ 0.25% · 3.875%
HK$109,992
−HK$3,372/mo
Today · 4.125%
HK$113,364
baseline
▲ 0.50% · 4.625%
HK$120,261
+HK$6,897/mo
Deposit HK$23.39M · loan HK$23.39M · min. income ≈ HK$226,728/mo (50% DSR)
Upfront cash ≈ HK$25.38M (deposit + AVD stamp duty HK$1,988,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,674
−HK$6,412/mo
▼ 0.25% · 3.875%
HK$121,857
−HK$3,229/mo
Today · 4.125%
HK$125,086
baseline
▲ 0.50% · 4.625%
HK$131,679
+HK$6,593/mo
Deposit HK$23.39M · loan HK$23.39M · min. income ≈ HK$250,172/mo (50% DSR)
Upfront cash ≈ HK$25.38M (deposit + AVD stamp duty HK$1,988,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,009
−HK$8,027/mo
▼ 0.25% · 3.875%
HK$131,991
−HK$4,045/mo
Today · 4.125%
HK$136,036
baseline
▲ 0.50% · 4.625%
HK$144,314
+HK$8,278/mo
Deposit HK$18.71M · loan HK$28.07M · min. income ≈ HK$272,072/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,988,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,409
−HK$7,694/mo
▼ 0.25% · 3.875%
HK$146,228
−HK$3,875/mo
Today · 4.125%
HK$150,103
baseline
▲ 0.50% · 4.625%
HK$158,015
+HK$7,912/mo
Deposit HK$18.71M · loan HK$28.07M · min. income ≈ HK$300,206/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,988,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,344
−HK$9,365/mo
▼ 0.25% · 3.875%
HK$153,989
−HK$4,720/mo
Today · 4.125%
HK$158,709
baseline
▲ 0.50% · 4.625%
HK$168,366
+HK$9,657/mo
Deposit HK$14.03M · loan HK$32.75M · min. income ≈ HK$317,418/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,988,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,144
−HK$8,976/mo
▼ 0.25% · 3.875%
HK$170,599
−HK$4,521/mo
Today · 4.125%
HK$175,120
baseline
▲ 0.50% · 4.625%
HK$184,351
+HK$9,231/mo
Deposit HK$14.03M · loan HK$32.75M · min. income ≈ HK$350,240/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,988,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,014
−HK$12,040/mo
▼ 0.25% · 3.875%
HK$197,986
−HK$6,068/mo
Today · 4.125%
HK$204,054
baseline
▲ 0.50% · 4.625%
HK$216,471
+HK$12,417/mo
Deposit HK$4.68M · loan HK$42.10M · min. income ≈ HK$408,108/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,988,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,613
−HK$11,541/mo
▼ 0.25% · 3.875%
HK$219,342
−HK$5,812/mo
Today · 4.125%
HK$225,154
baseline
▲ 0.50% · 4.625%
HK$237,022
+HK$11,868/mo
Deposit HK$4.68M · loan HK$42.10M · min. income ≈ HK$450,308/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,988,221 · Scale 2, in force from 26 Feb 2026)