LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,682
−HK$6,690/mo
▼ 0.25% · 3.875%
HK$110,000
−HK$3,372/mo
Today · 4.125%
HK$113,372
baseline
▲ 0.50% · 4.625%
HK$120,270
+HK$6,898/mo
Deposit HK$23.39M · loan HK$23.39M · min. income ≈ HK$226,744/mo (50% DSR)
Upfront cash ≈ HK$25.38M (deposit + AVD stamp duty HK$1,988,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,682
−HK$6,413/mo
▼ 0.25% · 3.875%
HK$121,865
−HK$3,230/mo
Today · 4.125%
HK$125,095
baseline
▲ 0.50% · 4.625%
HK$131,688
+HK$6,593/mo
Deposit HK$23.39M · loan HK$23.39M · min. income ≈ HK$250,190/mo (50% DSR)
Upfront cash ≈ HK$25.38M (deposit + AVD stamp duty HK$1,988,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,018
−HK$8,028/mo
▼ 0.25% · 3.875%
HK$132,000
−HK$4,046/mo
Today · 4.125%
HK$136,046
baseline
▲ 0.50% · 4.625%
HK$144,324
+HK$8,278/mo
Deposit HK$18.71M · loan HK$28.07M · min. income ≈ HK$272,092/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,988,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,419
−HK$7,694/mo
▼ 0.25% · 3.875%
HK$146,239
−HK$3,874/mo
Today · 4.125%
HK$150,113
baseline
▲ 0.50% · 4.625%
HK$158,026
+HK$7,913/mo
Deposit HK$18.71M · loan HK$28.07M · min. income ≈ HK$300,226/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,988,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,355
−HK$9,365/mo
▼ 0.25% · 3.875%
HK$154,000
−HK$4,720/mo
Today · 4.125%
HK$158,720
baseline
▲ 0.50% · 4.625%
HK$168,378
+HK$9,658/mo
Deposit HK$14.04M · loan HK$32.75M · min. income ≈ HK$317,440/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,988,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,155
−HK$8,977/mo
▼ 0.25% · 3.875%
HK$170,612
−HK$4,520/mo
Today · 4.125%
HK$175,132
baseline
▲ 0.50% · 4.625%
HK$184,364
+HK$9,232/mo
Deposit HK$14.04M · loan HK$32.75M · min. income ≈ HK$350,264/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,988,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,027
−HK$12,042/mo
▼ 0.25% · 3.875%
HK$198,000
−HK$6,069/mo
Today · 4.125%
HK$204,069
baseline
▲ 0.50% · 4.625%
HK$216,486
+HK$12,417/mo
Deposit HK$4.68M · loan HK$42.11M · min. income ≈ HK$408,138/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,988,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,628
−HK$11,542/mo
▼ 0.25% · 3.875%
HK$219,358
−HK$5,812/mo
Today · 4.125%
HK$225,170
baseline
▲ 0.50% · 4.625%
HK$237,039
+HK$11,869/mo
Deposit HK$4.68M · loan HK$42.11M · min. income ≈ HK$450,340/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,988,364 · Scale 2, in force from 26 Feb 2026)