LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,669
−HK$669/mo
▼ 0.25% · 3.875%
HK$11,000
−HK$338/mo
Today · 4.125%
HK$11,338
baseline
▲ 0.50% · 4.625%
HK$12,027
+HK$689/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$22,676/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$85,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,869
−HK$641/mo
▼ 0.25% · 3.875%
HK$12,187
−HK$323/mo
Today · 4.125%
HK$12,510
baseline
▲ 0.50% · 4.625%
HK$13,169
+HK$659/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$25,020/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$85,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,802
−HK$803/mo
▼ 0.25% · 3.875%
HK$13,200
−HK$405/mo
Today · 4.125%
HK$13,605
baseline
▲ 0.50% · 4.625%
HK$14,433
+HK$828/mo
Deposit HK$1.87M · loan HK$2.81M · min. income ≈ HK$27,210/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$85,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,242
−HK$770/mo
▼ 0.25% · 3.875%
HK$14,624
−HK$388/mo
Today · 4.125%
HK$15,012
baseline
▲ 0.50% · 4.625%
HK$15,803
+HK$791/mo
Deposit HK$1.87M · loan HK$2.81M · min. income ≈ HK$30,024/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$85,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,936
−HK$937/mo
▼ 0.25% · 3.875%
HK$15,401
−HK$472/mo
Today · 4.125%
HK$15,873
baseline
▲ 0.50% · 4.625%
HK$16,838
+HK$965/mo
Deposit HK$1.40M · loan HK$3.28M · min. income ≈ HK$31,746/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$85,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,616
−HK$898/mo
▼ 0.25% · 3.875%
HK$17,062
−HK$452/mo
Today · 4.125%
HK$17,514
baseline
▲ 0.50% · 4.625%
HK$18,437
+HK$923/mo
Deposit HK$1.40M · loan HK$3.28M · min. income ≈ HK$35,028/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$85,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,203
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,801
−HK$607/mo
Today · 4.125%
HK$20,408
baseline
▲ 0.50% · 4.625%
HK$21,649
+HK$1,241/mo
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$40,816/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$85,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,364
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,937
−HK$581/mo
Today · 4.125%
HK$22,518
baseline
▲ 0.50% · 4.625%
HK$23,705
+HK$1,187/mo
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$45,036/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$85,367 · Scale 2, in force from 26 Feb 2026)