LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,687
−HK$6,691/mo
▼ 0.25% · 3.875%
HK$110,006
−HK$3,372/mo
Today · 4.125%
HK$113,378
baseline
▲ 0.50% · 4.625%
HK$120,276
+HK$6,898/mo
Deposit HK$23.39M · loan HK$23.39M · min. income ≈ HK$226,756/mo (50% DSR)
Upfront cash ≈ HK$25.38M (deposit + AVD stamp duty HK$1,988,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,689
−HK$6,412/mo
▼ 0.25% · 3.875%
HK$121,872
−HK$3,229/mo
Today · 4.125%
HK$125,101
baseline
▲ 0.50% · 4.625%
HK$131,695
+HK$6,594/mo
Deposit HK$23.39M · loan HK$23.39M · min. income ≈ HK$250,202/mo (50% DSR)
Upfront cash ≈ HK$25.38M (deposit + AVD stamp duty HK$1,988,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,025
−HK$8,028/mo
▼ 0.25% · 3.875%
HK$132,007
−HK$4,046/mo
Today · 4.125%
HK$136,053
baseline
▲ 0.50% · 4.625%
HK$144,332
+HK$8,279/mo
Deposit HK$18.71M · loan HK$28.07M · min. income ≈ HK$272,106/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,988,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,426
−HK$7,695/mo
▼ 0.25% · 3.875%
HK$146,246
−HK$3,875/mo
Today · 4.125%
HK$150,121
baseline
▲ 0.50% · 4.625%
HK$158,034
+HK$7,913/mo
Deposit HK$18.71M · loan HK$28.07M · min. income ≈ HK$300,242/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,988,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,362
−HK$9,367/mo
▼ 0.25% · 3.875%
HK$154,008
−HK$4,721/mo
Today · 4.125%
HK$158,729
baseline
▲ 0.50% · 4.625%
HK$168,387
+HK$9,658/mo
Deposit HK$14.04M · loan HK$32.75M · min. income ≈ HK$317,458/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,988,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,164
−HK$8,977/mo
▼ 0.25% · 3.875%
HK$170,620
−HK$4,521/mo
Today · 4.125%
HK$175,141
baseline
▲ 0.50% · 4.625%
HK$184,373
+HK$9,232/mo
Deposit HK$14.04M · loan HK$32.75M · min. income ≈ HK$350,282/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,988,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,037
−HK$12,043/mo
▼ 0.25% · 3.875%
HK$198,011
−HK$6,069/mo
Today · 4.125%
HK$204,080
baseline
▲ 0.50% · 4.625%
HK$216,497
+HK$12,417/mo
Deposit HK$4.68M · loan HK$42.11M · min. income ≈ HK$408,160/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,988,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,639
−HK$11,543/mo
▼ 0.25% · 3.875%
HK$219,369
−HK$5,813/mo
Today · 4.125%
HK$225,182
baseline
▲ 0.50% · 4.625%
HK$237,051
+HK$11,869/mo
Deposit HK$4.68M · loan HK$42.11M · min. income ≈ HK$450,364/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,988,465 · Scale 2, in force from 26 Feb 2026)