LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,692
−HK$6,691/mo
▼ 0.25% · 3.875%
HK$110,011
−HK$3,372/mo
Today · 4.125%
HK$113,383
baseline
▲ 0.50% · 4.625%
HK$120,282
+HK$6,899/mo
Deposit HK$23.39M · loan HK$23.39M · min. income ≈ HK$226,766/mo (50% DSR)
Upfront cash ≈ HK$25.38M (deposit + AVD stamp duty HK$1,988,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,694
−HK$6,413/mo
▼ 0.25% · 3.875%
HK$121,878
−HK$3,229/mo
Today · 4.125%
HK$125,107
baseline
▲ 0.50% · 4.625%
HK$131,702
+HK$6,595/mo
Deposit HK$23.39M · loan HK$23.39M · min. income ≈ HK$250,214/mo (50% DSR)
Upfront cash ≈ HK$25.38M (deposit + AVD stamp duty HK$1,988,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,031
−HK$8,029/mo
▼ 0.25% · 3.875%
HK$132,013
−HK$4,047/mo
Today · 4.125%
HK$136,060
baseline
▲ 0.50% · 4.625%
HK$144,339
+HK$8,279/mo
Deposit HK$18.72M · loan HK$28.07M · min. income ≈ HK$272,120/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,988,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,433
−HK$7,695/mo
▼ 0.25% · 3.875%
HK$146,253
−HK$3,875/mo
Today · 4.125%
HK$150,128
baseline
▲ 0.50% · 4.625%
HK$158,042
+HK$7,914/mo
Deposit HK$18.72M · loan HK$28.07M · min. income ≈ HK$300,256/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$1,988,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,369
−HK$9,367/mo
▼ 0.25% · 3.875%
HK$154,016
−HK$4,720/mo
Today · 4.125%
HK$158,736
baseline
▲ 0.50% · 4.625%
HK$168,395
+HK$9,659/mo
Deposit HK$14.04M · loan HK$32.75M · min. income ≈ HK$317,472/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,988,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,172
−HK$8,978/mo
▼ 0.25% · 3.875%
HK$170,629
−HK$4,521/mo
Today · 4.125%
HK$175,150
baseline
▲ 0.50% · 4.625%
HK$184,382
+HK$9,232/mo
Deposit HK$14.04M · loan HK$32.75M · min. income ≈ HK$350,300/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,988,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,046
−HK$12,043/mo
▼ 0.25% · 3.875%
HK$198,020
−HK$6,069/mo
Today · 4.125%
HK$204,089
baseline
▲ 0.50% · 4.625%
HK$216,508
+HK$12,419/mo
Deposit HK$4.68M · loan HK$42.11M · min. income ≈ HK$408,178/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,988,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,650
−HK$11,543/mo
▼ 0.25% · 3.875%
HK$219,380
−HK$5,813/mo
Today · 4.125%
HK$225,193
baseline
▲ 0.50% · 4.625%
HK$237,063
+HK$11,870/mo
Deposit HK$4.68M · loan HK$42.11M · min. income ≈ HK$450,386/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,988,562 · Scale 2, in force from 26 Feb 2026)