LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,703
−HK$6,692/mo
▼ 0.25% · 3.875%
HK$110,022
−HK$3,373/mo
Today · 4.125%
HK$113,395
baseline
▲ 0.50% · 4.625%
HK$120,294
+HK$6,899/mo
Deposit HK$23.40M · loan HK$23.40M · min. income ≈ HK$226,790/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$1,988,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,706
−HK$6,414/mo
▼ 0.25% · 3.875%
HK$121,890
−HK$3,230/mo
Today · 4.125%
HK$125,120
baseline
▲ 0.50% · 4.625%
HK$131,715
+HK$6,595/mo
Deposit HK$23.40M · loan HK$23.40M · min. income ≈ HK$250,240/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$1,988,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,044
−HK$8,029/mo
▼ 0.25% · 3.875%
HK$132,027
−HK$4,046/mo
Today · 4.125%
HK$136,073
baseline
▲ 0.50% · 4.625%
HK$144,353
+HK$8,280/mo
Deposit HK$18.72M · loan HK$28.08M · min. income ≈ HK$272,146/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$1,988,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,448
−HK$7,696/mo
▼ 0.25% · 3.875%
HK$146,268
−HK$3,876/mo
Today · 4.125%
HK$150,144
baseline
▲ 0.50% · 4.625%
HK$158,058
+HK$7,914/mo
Deposit HK$18.72M · loan HK$28.08M · min. income ≈ HK$300,288/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$1,988,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,385
−HK$9,367/mo
▼ 0.25% · 3.875%
HK$154,031
−HK$4,721/mo
Today · 4.125%
HK$158,752
baseline
▲ 0.50% · 4.625%
HK$168,412
+HK$9,660/mo
Deposit HK$14.04M · loan HK$32.76M · min. income ≈ HK$317,504/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,988,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,189
−HK$8,979/mo
▼ 0.25% · 3.875%
HK$170,646
−HK$4,522/mo
Today · 4.125%
HK$175,168
baseline
▲ 0.50% · 4.625%
HK$184,401
+HK$9,233/mo
Deposit HK$14.04M · loan HK$32.76M · min. income ≈ HK$350,336/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,988,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,066
−HK$12,044/mo
▼ 0.25% · 3.875%
HK$198,040
−HK$6,070/mo
Today · 4.125%
HK$204,110
baseline
▲ 0.50% · 4.625%
HK$216,530
+HK$12,420/mo
Deposit HK$4.68M · loan HK$42.12M · min. income ≈ HK$408,220/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,988,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,671
−HK$11,545/mo
▼ 0.25% · 3.875%
HK$219,402
−HK$5,814/mo
Today · 4.125%
HK$225,216
baseline
▲ 0.50% · 4.625%
HK$237,087
+HK$11,871/mo
Deposit HK$4.68M · loan HK$42.12M · min. income ≈ HK$450,432/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,988,764 · Scale 2, in force from 26 Feb 2026)