LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,708
−HK$6,691/mo
▼ 0.25% · 3.875%
HK$110,027
−HK$3,372/mo
Today · 4.125%
HK$113,399
baseline
▲ 0.50% · 4.625%
HK$120,299
+HK$6,900/mo
Deposit HK$23.40M · loan HK$23.40M · min. income ≈ HK$226,798/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$1,988,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,711
−HK$6,414/mo
▼ 0.25% · 3.875%
HK$121,895
−HK$3,230/mo
Today · 4.125%
HK$125,125
baseline
▲ 0.50% · 4.625%
HK$131,720
+HK$6,595/mo
Deposit HK$23.40M · loan HK$23.40M · min. income ≈ HK$250,250/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$1,988,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,049
−HK$8,030/mo
▼ 0.25% · 3.875%
HK$132,032
−HK$4,047/mo
Today · 4.125%
HK$136,079
baseline
▲ 0.50% · 4.625%
HK$144,359
+HK$8,280/mo
Deposit HK$18.72M · loan HK$28.08M · min. income ≈ HK$272,158/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$1,988,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,454
−HK$7,696/mo
▼ 0.25% · 3.875%
HK$146,274
−HK$3,876/mo
Today · 4.125%
HK$150,150
baseline
▲ 0.50% · 4.625%
HK$158,065
+HK$7,915/mo
Deposit HK$18.72M · loan HK$28.08M · min. income ≈ HK$300,300/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$1,988,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,391
−HK$9,368/mo
▼ 0.25% · 3.875%
HK$154,038
−HK$4,721/mo
Today · 4.125%
HK$158,759
baseline
▲ 0.50% · 4.625%
HK$168,419
+HK$9,660/mo
Deposit HK$14.04M · loan HK$32.76M · min. income ≈ HK$317,518/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,988,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,196
−HK$8,979/mo
▼ 0.25% · 3.875%
HK$170,653
−HK$4,522/mo
Today · 4.125%
HK$175,175
baseline
▲ 0.50% · 4.625%
HK$184,409
+HK$9,234/mo
Deposit HK$14.04M · loan HK$32.76M · min. income ≈ HK$350,350/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,988,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,074
−HK$12,045/mo
▼ 0.25% · 3.875%
HK$198,049
−HK$6,070/mo
Today · 4.125%
HK$204,119
baseline
▲ 0.50% · 4.625%
HK$216,539
+HK$12,420/mo
Deposit HK$4.68M · loan HK$42.12M · min. income ≈ HK$408,238/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,988,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,680
−HK$11,545/mo
▼ 0.25% · 3.875%
HK$219,411
−HK$5,814/mo
Today · 4.125%
HK$225,225
baseline
▲ 0.50% · 4.625%
HK$237,097
+HK$11,872/mo
Deposit HK$4.68M · loan HK$42.12M · min. income ≈ HK$450,450/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,988,847 · Scale 2, in force from 26 Feb 2026)