LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,711
−HK$6,692/mo
▼ 0.25% · 3.875%
HK$110,031
−HK$3,372/mo
Today · 4.125%
HK$113,403
baseline
▲ 0.50% · 4.625%
HK$120,303
+HK$6,900/mo
Deposit HK$23.40M · loan HK$23.40M · min. income ≈ HK$226,806/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$1,988,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,715
−HK$6,414/mo
▼ 0.25% · 3.875%
HK$121,899
−HK$3,230/mo
Today · 4.125%
HK$125,129
baseline
▲ 0.50% · 4.625%
HK$131,725
+HK$6,596/mo
Deposit HK$23.40M · loan HK$23.40M · min. income ≈ HK$250,258/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$1,988,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,054
−HK$8,030/mo
▼ 0.25% · 3.875%
HK$132,037
−HK$4,047/mo
Today · 4.125%
HK$136,084
baseline
▲ 0.50% · 4.625%
HK$144,364
+HK$8,280/mo
Deposit HK$18.72M · loan HK$28.08M · min. income ≈ HK$272,168/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$1,988,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,458
−HK$7,697/mo
▼ 0.25% · 3.875%
HK$146,279
−HK$3,876/mo
Today · 4.125%
HK$150,155
baseline
▲ 0.50% · 4.625%
HK$158,070
+HK$7,915/mo
Deposit HK$18.72M · loan HK$28.08M · min. income ≈ HK$300,310/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$1,988,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,396
−HK$9,368/mo
▼ 0.25% · 3.875%
HK$154,043
−HK$4,721/mo
Today · 4.125%
HK$158,764
baseline
▲ 0.50% · 4.625%
HK$168,425
+HK$9,661/mo
Deposit HK$14.04M · loan HK$32.76M · min. income ≈ HK$317,528/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,988,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,201
−HK$8,980/mo
▼ 0.25% · 3.875%
HK$170,659
−HK$4,522/mo
Today · 4.125%
HK$175,181
baseline
▲ 0.50% · 4.625%
HK$184,415
+HK$9,234/mo
Deposit HK$14.04M · loan HK$32.76M · min. income ≈ HK$350,362/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,988,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,080
−HK$12,046/mo
▼ 0.25% · 3.875%
HK$198,055
−HK$6,071/mo
Today · 4.125%
HK$204,126
baseline
▲ 0.50% · 4.625%
HK$216,546
+HK$12,420/mo
Deposit HK$4.68M · loan HK$42.12M · min. income ≈ HK$408,252/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,988,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,688
−HK$11,544/mo
▼ 0.25% · 3.875%
HK$219,419
−HK$5,813/mo
Today · 4.125%
HK$225,232
baseline
▲ 0.50% · 4.625%
HK$237,105
+HK$11,873/mo
Deposit HK$4.68M · loan HK$42.12M · min. income ≈ HK$450,464/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,988,914 · Scale 2, in force from 26 Feb 2026)