LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,671
−HK$669/mo
▼ 0.25% · 3.875%
HK$11,003
−HK$337/mo
Today · 4.125%
HK$11,340
baseline
▲ 0.50% · 4.625%
HK$12,030
+HK$690/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$22,680/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$85,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,872
−HK$641/mo
▼ 0.25% · 3.875%
HK$12,190
−HK$323/mo
Today · 4.125%
HK$12,513
baseline
▲ 0.50% · 4.625%
HK$13,173
+HK$660/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$25,026/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$85,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,805
−HK$803/mo
▼ 0.25% · 3.875%
HK$13,204
−HK$404/mo
Today · 4.125%
HK$13,608
baseline
▲ 0.50% · 4.625%
HK$14,436
+HK$828/mo
Deposit HK$1.87M · loan HK$2.81M · min. income ≈ HK$27,216/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$85,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,246
−HK$770/mo
▼ 0.25% · 3.875%
HK$14,628
−HK$388/mo
Today · 4.125%
HK$15,016
baseline
▲ 0.50% · 4.625%
HK$15,807
+HK$791/mo
Deposit HK$1.87M · loan HK$2.81M · min. income ≈ HK$30,032/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$85,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,940
−HK$936/mo
▼ 0.25% · 3.875%
HK$15,404
−HK$472/mo
Today · 4.125%
HK$15,876
baseline
▲ 0.50% · 4.625%
HK$16,843
+HK$967/mo
Deposit HK$1.40M · loan HK$3.28M · min. income ≈ HK$31,752/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$85,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,620
−HK$898/mo
▼ 0.25% · 3.875%
HK$17,066
−HK$452/mo
Today · 4.125%
HK$17,518
baseline
▲ 0.50% · 4.625%
HK$18,442
+HK$924/mo
Deposit HK$1.40M · loan HK$3.28M · min. income ≈ HK$35,036/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$85,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,208
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,806
−HK$607/mo
Today · 4.125%
HK$20,413
baseline
▲ 0.50% · 4.625%
HK$21,655
+HK$1,242/mo
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$40,826/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$85,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,369
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,942
−HK$581/mo
Today · 4.125%
HK$22,523
baseline
▲ 0.50% · 4.625%
HK$23,711
+HK$1,188/mo
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$45,046/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$85,482 · Scale 2, in force from 26 Feb 2026)