LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,713
−HK$6,691/mo
▼ 0.25% · 3.875%
HK$110,032
−HK$3,372/mo
Today · 4.125%
HK$113,404
baseline
▲ 0.50% · 4.625%
HK$120,305
+HK$6,901/mo
Deposit HK$23.40M · loan HK$23.40M · min. income ≈ HK$226,808/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$1,988,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,717
−HK$6,414/mo
▼ 0.25% · 3.875%
HK$121,901
−HK$3,230/mo
Today · 4.125%
HK$125,131
baseline
▲ 0.50% · 4.625%
HK$131,726
+HK$6,595/mo
Deposit HK$23.40M · loan HK$23.40M · min. income ≈ HK$250,262/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$1,988,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,055
−HK$8,030/mo
▼ 0.25% · 3.875%
HK$132,038
−HK$4,047/mo
Today · 4.125%
HK$136,085
baseline
▲ 0.50% · 4.625%
HK$144,366
+HK$8,281/mo
Deposit HK$18.72M · loan HK$28.08M · min. income ≈ HK$272,170/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$1,988,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,460
−HK$7,697/mo
▼ 0.25% · 3.875%
HK$146,281
−HK$3,876/mo
Today · 4.125%
HK$150,157
baseline
▲ 0.50% · 4.625%
HK$158,072
+HK$7,915/mo
Deposit HK$18.72M · loan HK$28.08M · min. income ≈ HK$300,314/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$1,988,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,398
−HK$9,368/mo
▼ 0.25% · 3.875%
HK$154,045
−HK$4,721/mo
Today · 4.125%
HK$158,766
baseline
▲ 0.50% · 4.625%
HK$168,427
+HK$9,661/mo
Deposit HK$14.04M · loan HK$32.76M · min. income ≈ HK$317,532/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,988,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,203
−HK$8,980/mo
▼ 0.25% · 3.875%
HK$170,661
−HK$4,522/mo
Today · 4.125%
HK$175,183
baseline
▲ 0.50% · 4.625%
HK$184,417
+HK$9,234/mo
Deposit HK$14.04M · loan HK$32.76M · min. income ≈ HK$350,366/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,988,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,083
−HK$12,045/mo
▼ 0.25% · 3.875%
HK$198,058
−HK$6,070/mo
Today · 4.125%
HK$204,128
baseline
▲ 0.50% · 4.625%
HK$216,549
+HK$12,421/mo
Deposit HK$4.68M · loan HK$42.12M · min. income ≈ HK$408,256/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,988,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,690
−HK$11,545/mo
▼ 0.25% · 3.875%
HK$219,421
−HK$5,814/mo
Today · 4.125%
HK$225,235
baseline
▲ 0.50% · 4.625%
HK$237,108
+HK$11,873/mo
Deposit HK$4.68M · loan HK$42.12M · min. income ≈ HK$450,470/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,988,938 · Scale 2, in force from 26 Feb 2026)