LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,728
−HK$6,692/mo
▼ 0.25% · 3.875%
HK$110,047
−HK$3,373/mo
Today · 4.125%
HK$113,420
baseline
▲ 0.50% · 4.625%
HK$120,322
+HK$6,902/mo
Deposit HK$23.40M · loan HK$23.40M · min. income ≈ HK$226,840/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$1,989,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,733
−HK$6,415/mo
▼ 0.25% · 3.875%
HK$121,918
−HK$3,230/mo
Today · 4.125%
HK$125,148
baseline
▲ 0.50% · 4.625%
HK$131,745
+HK$6,597/mo
Deposit HK$23.40M · loan HK$23.40M · min. income ≈ HK$250,296/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$1,989,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,073
−HK$8,031/mo
▼ 0.25% · 3.875%
HK$132,057
−HK$4,047/mo
Today · 4.125%
HK$136,104
baseline
▲ 0.50% · 4.625%
HK$144,386
+HK$8,282/mo
Deposit HK$18.72M · loan HK$28.08M · min. income ≈ HK$272,208/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$1,989,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,480
−HK$7,698/mo
▼ 0.25% · 3.875%
HK$146,301
−HK$3,877/mo
Today · 4.125%
HK$150,178
baseline
▲ 0.50% · 4.625%
HK$158,094
+HK$7,916/mo
Deposit HK$18.72M · loan HK$28.08M · min. income ≈ HK$300,356/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$1,989,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,419
−HK$9,370/mo
▼ 0.25% · 3.875%
HK$154,066
−HK$4,723/mo
Today · 4.125%
HK$158,789
baseline
▲ 0.50% · 4.625%
HK$168,450
+HK$9,661/mo
Deposit HK$14.04M · loan HK$32.76M · min. income ≈ HK$317,578/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,989,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,227
−HK$8,981/mo
▼ 0.25% · 3.875%
HK$170,685
−HK$4,523/mo
Today · 4.125%
HK$175,208
baseline
▲ 0.50% · 4.625%
HK$184,443
+HK$9,235/mo
Deposit HK$14.04M · loan HK$32.76M · min. income ≈ HK$350,416/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,989,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,110
−HK$12,047/mo
▼ 0.25% · 3.875%
HK$198,085
−HK$6,072/mo
Today · 4.125%
HK$204,157
baseline
▲ 0.50% · 4.625%
HK$216,579
+HK$12,422/mo
Deposit HK$4.68M · loan HK$42.12M · min. income ≈ HK$408,314/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,989,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,720
−HK$11,547/mo
▼ 0.25% · 3.875%
HK$219,452
−HK$5,815/mo
Today · 4.125%
HK$225,267
baseline
▲ 0.50% · 4.625%
HK$237,141
+HK$11,874/mo
Deposit HK$4.68M · loan HK$42.12M · min. income ≈ HK$450,534/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,989,217 · Scale 2, in force from 26 Feb 2026)