LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,738
−HK$6,694/mo
▼ 0.25% · 3.875%
HK$110,058
−HK$3,374/mo
Today · 4.125%
HK$113,432
baseline
▲ 0.50% · 4.625%
HK$120,334
+HK$6,902/mo
Deposit HK$23.40M · loan HK$23.40M · min. income ≈ HK$226,864/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$1,989,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,745
−HK$6,416/mo
▼ 0.25% · 3.875%
HK$121,930
−HK$3,231/mo
Today · 4.125%
HK$125,161
baseline
▲ 0.50% · 4.625%
HK$131,758
+HK$6,597/mo
Deposit HK$23.40M · loan HK$23.40M · min. income ≈ HK$250,322/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$1,989,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,086
−HK$8,032/mo
▼ 0.25% · 3.875%
HK$132,070
−HK$4,048/mo
Today · 4.125%
HK$136,118
baseline
▲ 0.50% · 4.625%
HK$144,401
+HK$8,283/mo
Deposit HK$18.72M · loan HK$28.09M · min. income ≈ HK$272,236/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$1,989,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,494
−HK$7,699/mo
▼ 0.25% · 3.875%
HK$146,316
−HK$3,877/mo
Today · 4.125%
HK$150,193
baseline
▲ 0.50% · 4.625%
HK$158,110
+HK$7,917/mo
Deposit HK$18.72M · loan HK$28.09M · min. income ≈ HK$300,386/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$1,989,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,434
−HK$9,370/mo
▼ 0.25% · 3.875%
HK$154,082
−HK$4,722/mo
Today · 4.125%
HK$158,804
baseline
▲ 0.50% · 4.625%
HK$168,467
+HK$9,663/mo
Deposit HK$14.04M · loan HK$32.77M · min. income ≈ HK$317,608/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,989,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,243
−HK$8,982/mo
▼ 0.25% · 3.875%
HK$170,702
−HK$4,523/mo
Today · 4.125%
HK$175,225
baseline
▲ 0.50% · 4.625%
HK$184,461
+HK$9,236/mo
Deposit HK$14.04M · loan HK$32.77M · min. income ≈ HK$350,450/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,989,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,129
−HK$12,048/mo
▼ 0.25% · 3.875%
HK$198,105
−HK$6,072/mo
Today · 4.125%
HK$204,177
baseline
▲ 0.50% · 4.625%
HK$216,601
+HK$12,424/mo
Deposit HK$4.68M · loan HK$42.13M · min. income ≈ HK$408,354/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,989,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,741
−HK$11,548/mo
▼ 0.25% · 3.875%
HK$219,474
−HK$5,815/mo
Today · 4.125%
HK$225,289
baseline
▲ 0.50% · 4.625%
HK$237,165
+HK$11,876/mo
Deposit HK$4.68M · loan HK$42.13M · min. income ≈ HK$450,578/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,989,416 · Scale 2, in force from 26 Feb 2026)