LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,674
−HK$670/mo
▼ 0.25% · 3.875%
HK$11,007
−HK$337/mo
Today · 4.125%
HK$11,344
baseline
▲ 0.50% · 4.625%
HK$12,034
+HK$690/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$22,688/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$85,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,875
−HK$642/mo
▼ 0.25% · 3.875%
HK$12,194
−HK$323/mo
Today · 4.125%
HK$12,517
baseline
▲ 0.50% · 4.625%
HK$13,177
+HK$660/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$25,034/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$85,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,809
−HK$804/mo
▼ 0.25% · 3.875%
HK$13,208
−HK$405/mo
Today · 4.125%
HK$13,613
baseline
▲ 0.50% · 4.625%
HK$14,441
+HK$828/mo
Deposit HK$1.87M · loan HK$2.81M · min. income ≈ HK$27,226/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$85,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,250
−HK$770/mo
▼ 0.25% · 3.875%
HK$14,632
−HK$388/mo
Today · 4.125%
HK$15,020
baseline
▲ 0.50% · 4.625%
HK$15,812
+HK$792/mo
Deposit HK$1.87M · loan HK$2.81M · min. income ≈ HK$30,040/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$85,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,944
−HK$937/mo
▼ 0.25% · 3.875%
HK$15,409
−HK$472/mo
Today · 4.125%
HK$15,881
baseline
▲ 0.50% · 4.625%
HK$16,848
+HK$967/mo
Deposit HK$1.40M · loan HK$3.28M · min. income ≈ HK$31,762/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$85,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,625
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,071
−HK$453/mo
Today · 4.125%
HK$17,524
baseline
▲ 0.50% · 4.625%
HK$18,447
+HK$923/mo
Deposit HK$1.40M · loan HK$3.28M · min. income ≈ HK$35,048/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$85,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,214
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,812
−HK$607/mo
Today · 4.125%
HK$20,419
baseline
▲ 0.50% · 4.625%
HK$21,661
+HK$1,242/mo
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$40,838/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$85,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,375
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,949
−HK$581/mo
Today · 4.125%
HK$22,530
baseline
▲ 0.50% · 4.625%
HK$23,718
+HK$1,188/mo
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$45,060/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$85,627 · Scale 2, in force from 26 Feb 2026)