LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,748
−HK$6,694/mo
▼ 0.25% · 3.875%
HK$110,068
−HK$3,374/mo
Today · 4.125%
HK$113,442
baseline
▲ 0.50% · 4.625%
HK$120,344
+HK$6,902/mo
Deposit HK$23.41M · loan HK$23.41M · min. income ≈ HK$226,884/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$1,989,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,756
−HK$6,416/mo
▼ 0.25% · 3.875%
HK$121,941
−HK$3,231/mo
Today · 4.125%
HK$125,172
baseline
▲ 0.50% · 4.625%
HK$131,770
+HK$6,598/mo
Deposit HK$23.41M · loan HK$23.41M · min. income ≈ HK$250,344/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$1,989,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,097
−HK$8,033/mo
▼ 0.25% · 3.875%
HK$132,082
−HK$4,048/mo
Today · 4.125%
HK$136,130
baseline
▲ 0.50% · 4.625%
HK$144,413
+HK$8,283/mo
Deposit HK$18.73M · loan HK$28.09M · min. income ≈ HK$272,260/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,989,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,507
−HK$7,699/mo
▼ 0.25% · 3.875%
HK$146,329
−HK$3,877/mo
Today · 4.125%
HK$150,206
baseline
▲ 0.50% · 4.625%
HK$158,124
+HK$7,918/mo
Deposit HK$18.73M · loan HK$28.09M · min. income ≈ HK$300,412/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,989,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,447
−HK$9,372/mo
▼ 0.25% · 3.875%
HK$154,096
−HK$4,723/mo
Today · 4.125%
HK$158,819
baseline
▲ 0.50% · 4.625%
HK$168,482
+HK$9,663/mo
Deposit HK$14.04M · loan HK$32.77M · min. income ≈ HK$317,638/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,989,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,258
−HK$8,983/mo
▼ 0.25% · 3.875%
HK$170,717
−HK$4,524/mo
Today · 4.125%
HK$175,241
baseline
▲ 0.50% · 4.625%
HK$184,478
+HK$9,237/mo
Deposit HK$14.04M · loan HK$32.77M · min. income ≈ HK$350,482/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,989,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,146
−HK$12,049/mo
▼ 0.25% · 3.875%
HK$198,123
−HK$6,072/mo
Today · 4.125%
HK$204,195
baseline
▲ 0.50% · 4.625%
HK$216,620
+HK$12,425/mo
Deposit HK$4.68M · loan HK$42.13M · min. income ≈ HK$408,390/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,989,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,761
−HK$11,548/mo
▼ 0.25% · 3.875%
HK$219,493
−HK$5,816/mo
Today · 4.125%
HK$225,309
baseline
▲ 0.50% · 4.625%
HK$237,186
+HK$11,877/mo
Deposit HK$4.68M · loan HK$42.13M · min. income ≈ HK$450,618/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,989,593 · Scale 2, in force from 26 Feb 2026)