LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,752
−HK$6,694/mo
▼ 0.25% · 3.875%
HK$110,072
−HK$3,374/mo
Today · 4.125%
HK$113,446
baseline
▲ 0.50% · 4.625%
HK$120,349
+HK$6,903/mo
Deposit HK$23.41M · loan HK$23.41M · min. income ≈ HK$226,892/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$1,989,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,760
−HK$6,417/mo
▼ 0.25% · 3.875%
HK$121,945
−HK$3,232/mo
Today · 4.125%
HK$125,177
baseline
▲ 0.50% · 4.625%
HK$131,775
+HK$6,598/mo
Deposit HK$23.41M · loan HK$23.41M · min. income ≈ HK$250,354/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$1,989,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,102
−HK$8,033/mo
▼ 0.25% · 3.875%
HK$132,087
−HK$4,048/mo
Today · 4.125%
HK$136,135
baseline
▲ 0.50% · 4.625%
HK$144,419
+HK$8,284/mo
Deposit HK$18.73M · loan HK$28.09M · min. income ≈ HK$272,270/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,989,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,512
−HK$7,700/mo
▼ 0.25% · 3.875%
HK$146,335
−HK$3,877/mo
Today · 4.125%
HK$150,212
baseline
▲ 0.50% · 4.625%
HK$158,130
+HK$7,918/mo
Deposit HK$18.73M · loan HK$28.09M · min. income ≈ HK$300,424/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,989,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,453
−HK$9,372/mo
▼ 0.25% · 3.875%
HK$154,101
−HK$4,724/mo
Today · 4.125%
HK$158,825
baseline
▲ 0.50% · 4.625%
HK$168,489
+HK$9,664/mo
Deposit HK$14.04M · loan HK$32.77M · min. income ≈ HK$317,650/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,989,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,264
−HK$8,983/mo
▼ 0.25% · 3.875%
HK$170,724
−HK$4,523/mo
Today · 4.125%
HK$175,247
baseline
▲ 0.50% · 4.625%
HK$184,485
+HK$9,238/mo
Deposit HK$14.04M · loan HK$32.77M · min. income ≈ HK$350,494/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,989,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,153
−HK$12,050/mo
▼ 0.25% · 3.875%
HK$198,130
−HK$6,073/mo
Today · 4.125%
HK$204,203
baseline
▲ 0.50% · 4.625%
HK$216,628
+HK$12,425/mo
Deposit HK$4.68M · loan HK$42.13M · min. income ≈ HK$408,406/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,989,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,769
−HK$11,549/mo
▼ 0.25% · 3.875%
HK$219,502
−HK$5,816/mo
Today · 4.125%
HK$225,318
baseline
▲ 0.50% · 4.625%
HK$237,195
+HK$11,877/mo
Deposit HK$4.68M · loan HK$42.13M · min. income ≈ HK$450,636/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,989,668 · Scale 2, in force from 26 Feb 2026)