LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,676
−HK$669/mo
▼ 0.25% · 3.875%
HK$11,008
−HK$337/mo
Today · 4.125%
HK$11,345
baseline
▲ 0.50% · 4.625%
HK$12,035
+HK$690/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$22,690/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$85,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,876
−HK$642/mo
▼ 0.25% · 3.875%
HK$12,195
−HK$323/mo
Today · 4.125%
HK$12,518
baseline
▲ 0.50% · 4.625%
HK$13,178
+HK$660/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$25,036/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$85,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,811
−HK$803/mo
▼ 0.25% · 3.875%
HK$13,209
−HK$405/mo
Today · 4.125%
HK$13,614
baseline
▲ 0.50% · 4.625%
HK$14,442
+HK$828/mo
Deposit HK$1.87M · loan HK$2.81M · min. income ≈ HK$27,228/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$85,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,252
−HK$770/mo
▼ 0.25% · 3.875%
HK$14,634
−HK$388/mo
Today · 4.125%
HK$15,022
baseline
▲ 0.50% · 4.625%
HK$15,814
+HK$792/mo
Deposit HK$1.87M · loan HK$2.81M · min. income ≈ HK$30,044/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$85,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,946
−HK$937/mo
▼ 0.25% · 3.875%
HK$15,411
−HK$472/mo
Today · 4.125%
HK$15,883
baseline
▲ 0.50% · 4.625%
HK$16,849
+HK$966/mo
Deposit HK$1.40M · loan HK$3.28M · min. income ≈ HK$31,766/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$85,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,627
−HK$898/mo
▼ 0.25% · 3.875%
HK$17,073
−HK$452/mo
Today · 4.125%
HK$17,525
baseline
▲ 0.50% · 4.625%
HK$18,449
+HK$924/mo
Deposit HK$1.40M · loan HK$3.28M · min. income ≈ HK$35,050/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$85,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,216
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,814
−HK$607/mo
Today · 4.125%
HK$20,421
baseline
▲ 0.50% · 4.625%
HK$21,664
+HK$1,243/mo
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$40,842/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$85,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,378
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,951
−HK$582/mo
Today · 4.125%
HK$22,533
baseline
▲ 0.50% · 4.625%
HK$23,720
+HK$1,187/mo
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$45,066/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$85,675 · Scale 2, in force from 26 Feb 2026)