LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,759
−HK$6,694/mo
▼ 0.25% · 3.875%
HK$110,079
−HK$3,374/mo
Today · 4.125%
HK$113,453
baseline
▲ 0.50% · 4.625%
HK$120,357
+HK$6,904/mo
Deposit HK$23.41M · loan HK$23.41M · min. income ≈ HK$226,906/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$1,989,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,768
−HK$6,417/mo
▼ 0.25% · 3.875%
HK$121,953
−HK$3,232/mo
Today · 4.125%
HK$125,185
baseline
▲ 0.50% · 4.625%
HK$131,783
+HK$6,598/mo
Deposit HK$23.41M · loan HK$23.41M · min. income ≈ HK$250,370/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$1,989,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,110
−HK$8,034/mo
▼ 0.25% · 3.875%
HK$132,095
−HK$4,049/mo
Today · 4.125%
HK$136,144
baseline
▲ 0.50% · 4.625%
HK$144,428
+HK$8,284/mo
Deposit HK$18.73M · loan HK$28.09M · min. income ≈ HK$272,288/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,989,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,521
−HK$7,700/mo
▼ 0.25% · 3.875%
HK$146,344
−HK$3,877/mo
Today · 4.125%
HK$150,221
baseline
▲ 0.50% · 4.625%
HK$158,140
+HK$7,919/mo
Deposit HK$18.73M · loan HK$28.09M · min. income ≈ HK$300,442/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,989,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,462
−HK$9,373/mo
▼ 0.25% · 3.875%
HK$154,111
−HK$4,724/mo
Today · 4.125%
HK$158,835
baseline
▲ 0.50% · 4.625%
HK$168,499
+HK$9,664/mo
Deposit HK$14.05M · loan HK$32.77M · min. income ≈ HK$317,670/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,989,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,275
−HK$8,983/mo
▼ 0.25% · 3.875%
HK$170,734
−HK$4,524/mo
Today · 4.125%
HK$175,258
baseline
▲ 0.50% · 4.625%
HK$184,497
+HK$9,239/mo
Deposit HK$14.05M · loan HK$32.77M · min. income ≈ HK$350,516/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,989,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,166
−HK$12,050/mo
▼ 0.25% · 3.875%
HK$198,143
−HK$6,073/mo
Today · 4.125%
HK$204,216
baseline
▲ 0.50% · 4.625%
HK$216,642
+HK$12,426/mo
Deposit HK$4.68M · loan HK$42.14M · min. income ≈ HK$408,432/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,989,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,782
−HK$11,550/mo
▼ 0.25% · 3.875%
HK$219,516
−HK$5,816/mo
Today · 4.125%
HK$225,332
baseline
▲ 0.50% · 4.625%
HK$237,210
+HK$11,878/mo
Deposit HK$4.68M · loan HK$42.14M · min. income ≈ HK$450,664/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,989,795 · Scale 2, in force from 26 Feb 2026)