LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,676
−HK$670/mo
▼ 0.25% · 3.875%
HK$11,008
−HK$338/mo
Today · 4.125%
HK$11,346
baseline
▲ 0.50% · 4.625%
HK$12,036
+HK$690/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$22,692/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$85,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,877
−HK$642/mo
▼ 0.25% · 3.875%
HK$12,196
−HK$323/mo
Today · 4.125%
HK$12,519
baseline
▲ 0.50% · 4.625%
HK$13,179
+HK$660/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$25,038/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$85,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,811
−HK$804/mo
▼ 0.25% · 3.875%
HK$13,210
−HK$405/mo
Today · 4.125%
HK$13,615
baseline
▲ 0.50% · 4.625%
HK$14,443
+HK$828/mo
Deposit HK$1.87M · loan HK$2.81M · min. income ≈ HK$27,230/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$85,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,252
−HK$770/mo
▼ 0.25% · 3.875%
HK$14,635
−HK$387/mo
Today · 4.125%
HK$15,022
baseline
▲ 0.50% · 4.625%
HK$15,814
+HK$792/mo
Deposit HK$1.87M · loan HK$2.81M · min. income ≈ HK$30,044/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$85,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,946
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,411
−HK$473/mo
Today · 4.125%
HK$15,884
baseline
▲ 0.50% · 4.625%
HK$16,850
+HK$966/mo
Deposit HK$1.40M · loan HK$3.28M · min. income ≈ HK$31,768/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$85,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,628
−HK$898/mo
▼ 0.25% · 3.875%
HK$17,074
−HK$452/mo
Today · 4.125%
HK$17,526
baseline
▲ 0.50% · 4.625%
HK$18,450
+HK$924/mo
Deposit HK$1.40M · loan HK$3.28M · min. income ≈ HK$35,052/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$85,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,217
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,815
−HK$607/mo
Today · 4.125%
HK$20,422
baseline
▲ 0.50% · 4.625%
HK$21,665
+HK$1,243/mo
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$40,844/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$85,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,379
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,952
−HK$582/mo
Today · 4.125%
HK$22,534
baseline
▲ 0.50% · 4.625%
HK$23,721
+HK$1,187/mo
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$45,068/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$85,696 · Scale 2, in force from 26 Feb 2026)