LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,763
−HK$6,695/mo
▼ 0.25% · 3.875%
HK$110,084
−HK$3,374/mo
Today · 4.125%
HK$113,458
baseline
▲ 0.50% · 4.625%
HK$120,361
+HK$6,903/mo
Deposit HK$23.41M · loan HK$23.41M · min. income ≈ HK$226,916/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$1,989,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,772
−HK$6,417/mo
▼ 0.25% · 3.875%
HK$121,958
−HK$3,231/mo
Today · 4.125%
HK$125,189
baseline
▲ 0.50% · 4.625%
HK$131,788
+HK$6,599/mo
Deposit HK$23.41M · loan HK$23.41M · min. income ≈ HK$250,378/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$1,989,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,115
−HK$8,034/mo
▼ 0.25% · 3.875%
HK$132,100
−HK$4,049/mo
Today · 4.125%
HK$136,149
baseline
▲ 0.50% · 4.625%
HK$144,434
+HK$8,285/mo
Deposit HK$18.73M · loan HK$28.09M · min. income ≈ HK$272,298/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,989,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,527
−HK$7,700/mo
▼ 0.25% · 3.875%
HK$146,349
−HK$3,878/mo
Today · 4.125%
HK$150,227
baseline
▲ 0.50% · 4.625%
HK$158,146
+HK$7,919/mo
Deposit HK$18.73M · loan HK$28.09M · min. income ≈ HK$300,454/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,989,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,468
−HK$9,373/mo
▼ 0.25% · 3.875%
HK$154,117
−HK$4,724/mo
Today · 4.125%
HK$158,841
baseline
▲ 0.50% · 4.625%
HK$168,506
+HK$9,665/mo
Deposit HK$14.05M · loan HK$32.77M · min. income ≈ HK$317,682/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,989,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,281
−HK$8,984/mo
▼ 0.25% · 3.875%
HK$170,741
−HK$4,524/mo
Today · 4.125%
HK$175,265
baseline
▲ 0.50% · 4.625%
HK$184,504
+HK$9,239/mo
Deposit HK$14.05M · loan HK$32.77M · min. income ≈ HK$350,530/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,989,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,173
−HK$12,051/mo
▼ 0.25% · 3.875%
HK$198,151
−HK$6,073/mo
Today · 4.125%
HK$204,224
baseline
▲ 0.50% · 4.625%
HK$216,650
+HK$12,426/mo
Deposit HK$4.68M · loan HK$42.14M · min. income ≈ HK$408,448/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,989,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,790
−HK$11,551/mo
▼ 0.25% · 3.875%
HK$219,524
−HK$5,817/mo
Today · 4.125%
HK$225,341
baseline
▲ 0.50% · 4.625%
HK$237,219
+HK$11,878/mo
Deposit HK$4.68M · loan HK$42.14M · min. income ≈ HK$450,682/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,989,871 · Scale 2, in force from 26 Feb 2026)