LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,768
−HK$6,696/mo
▼ 0.25% · 3.875%
HK$110,089
−HK$3,375/mo
Today · 4.125%
HK$113,464
baseline
▲ 0.50% · 4.625%
HK$120,368
+HK$6,904/mo
Deposit HK$23.41M · loan HK$23.41M · min. income ≈ HK$226,928/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$1,989,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,779
−HK$6,417/mo
▼ 0.25% · 3.875%
HK$121,964
−HK$3,232/mo
Today · 4.125%
HK$125,196
baseline
▲ 0.50% · 4.625%
HK$131,795
+HK$6,599/mo
Deposit HK$23.41M · loan HK$23.41M · min. income ≈ HK$250,392/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$1,989,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,122
−HK$8,034/mo
▼ 0.25% · 3.875%
HK$132,107
−HK$4,049/mo
Today · 4.125%
HK$136,156
baseline
▲ 0.50% · 4.625%
HK$144,441
+HK$8,285/mo
Deposit HK$18.73M · loan HK$28.09M · min. income ≈ HK$272,312/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,989,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,534
−HK$7,701/mo
▼ 0.25% · 3.875%
HK$146,357
−HK$3,878/mo
Today · 4.125%
HK$150,235
baseline
▲ 0.50% · 4.625%
HK$158,154
+HK$7,919/mo
Deposit HK$18.73M · loan HK$28.09M · min. income ≈ HK$300,470/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,989,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,476
−HK$9,373/mo
▼ 0.25% · 3.875%
HK$154,125
−HK$4,724/mo
Today · 4.125%
HK$158,849
baseline
▲ 0.50% · 4.625%
HK$168,515
+HK$9,666/mo
Deposit HK$14.05M · loan HK$32.78M · min. income ≈ HK$317,698/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,989,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,290
−HK$8,984/mo
▼ 0.25% · 3.875%
HK$170,750
−HK$4,524/mo
Today · 4.125%
HK$175,274
baseline
▲ 0.50% · 4.625%
HK$184,513
+HK$9,239/mo
Deposit HK$14.05M · loan HK$32.78M · min. income ≈ HK$350,548/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,989,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,183
−HK$12,052/mo
▼ 0.25% · 3.875%
HK$198,161
−HK$6,074/mo
Today · 4.125%
HK$204,235
baseline
▲ 0.50% · 4.625%
HK$216,662
+HK$12,427/mo
Deposit HK$4.68M · loan HK$42.14M · min. income ≈ HK$408,470/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,989,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,802
−HK$11,551/mo
▼ 0.25% · 3.875%
HK$219,536
−HK$5,817/mo
Today · 4.125%
HK$225,353
baseline
▲ 0.50% · 4.625%
HK$237,231
+HK$11,878/mo
Deposit HK$4.68M · loan HK$42.14M · min. income ≈ HK$450,706/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,989,976 · Scale 2, in force from 26 Feb 2026)