LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,787
−HK$6,696/mo
▼ 0.25% · 3.875%
HK$110,108
−HK$3,375/mo
Today · 4.125%
HK$113,483
baseline
▲ 0.50% · 4.625%
HK$120,388
+HK$6,905/mo
Deposit HK$23.42M · loan HK$23.42M · min. income ≈ HK$226,966/mo (50% DSR)
Upfront cash ≈ HK$25.41M (deposit + AVD stamp duty HK$1,990,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,799
−HK$6,419/mo
▼ 0.25% · 3.875%
HK$121,985
−HK$3,233/mo
Today · 4.125%
HK$125,218
baseline
▲ 0.50% · 4.625%
HK$131,818
+HK$6,600/mo
Deposit HK$23.42M · loan HK$23.42M · min. income ≈ HK$250,436/mo (50% DSR)
Upfront cash ≈ HK$25.41M (deposit + AVD stamp duty HK$1,990,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,144
−HK$8,036/mo
▼ 0.25% · 3.875%
HK$132,130
−HK$4,050/mo
Today · 4.125%
HK$136,180
baseline
▲ 0.50% · 4.625%
HK$144,466
+HK$8,286/mo
Deposit HK$18.73M · loan HK$28.10M · min. income ≈ HK$272,360/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,990,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,559
−HK$7,702/mo
▼ 0.25% · 3.875%
HK$146,382
−HK$3,879/mo
Today · 4.125%
HK$150,261
baseline
▲ 0.50% · 4.625%
HK$158,181
+HK$7,920/mo
Deposit HK$18.73M · loan HK$28.10M · min. income ≈ HK$300,522/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,990,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,501
−HK$9,375/mo
▼ 0.25% · 3.875%
HK$154,152
−HK$4,724/mo
Today · 4.125%
HK$158,876
baseline
▲ 0.50% · 4.625%
HK$168,544
+HK$9,668/mo
Deposit HK$14.05M · loan HK$32.78M · min. income ≈ HK$317,752/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,990,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,319
−HK$8,986/mo
▼ 0.25% · 3.875%
HK$170,779
−HK$4,526/mo
Today · 4.125%
HK$175,305
baseline
▲ 0.50% · 4.625%
HK$184,545
+HK$9,240/mo
Deposit HK$14.05M · loan HK$32.78M · min. income ≈ HK$350,610/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,990,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,216
−HK$12,054/mo
▼ 0.25% · 3.875%
HK$198,195
−HK$6,075/mo
Today · 4.125%
HK$204,270
baseline
▲ 0.50% · 4.625%
HK$216,699
+HK$12,429/mo
Deposit HK$4.68M · loan HK$42.15M · min. income ≈ HK$408,540/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,990,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,838
−HK$11,554/mo
▼ 0.25% · 3.875%
HK$219,574
−HK$5,818/mo
Today · 4.125%
HK$225,392
baseline
▲ 0.50% · 4.625%
HK$237,272
+HK$11,880/mo
Deposit HK$4.68M · loan HK$42.15M · min. income ≈ HK$450,784/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,990,319 · Scale 2, in force from 26 Feb 2026)