LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,787
−HK$6,697/mo
▼ 0.25% · 3.875%
HK$110,109
−HK$3,375/mo
Today · 4.125%
HK$113,484
baseline
▲ 0.50% · 4.625%
HK$120,389
+HK$6,905/mo
Deposit HK$23.42M · loan HK$23.42M · min. income ≈ HK$226,968/mo (50% DSR)
Upfront cash ≈ HK$25.41M (deposit + AVD stamp duty HK$1,990,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,800
−HK$6,418/mo
▼ 0.25% · 3.875%
HK$121,986
−HK$3,232/mo
Today · 4.125%
HK$125,218
baseline
▲ 0.50% · 4.625%
HK$131,819
+HK$6,601/mo
Deposit HK$23.42M · loan HK$23.42M · min. income ≈ HK$250,436/mo (50% DSR)
Upfront cash ≈ HK$25.41M (deposit + AVD stamp duty HK$1,990,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,145
−HK$8,036/mo
▼ 0.25% · 3.875%
HK$132,131
−HK$4,050/mo
Today · 4.125%
HK$136,181
baseline
▲ 0.50% · 4.625%
HK$144,467
+HK$8,286/mo
Deposit HK$18.73M · loan HK$28.10M · min. income ≈ HK$272,362/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,990,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,560
−HK$7,702/mo
▼ 0.25% · 3.875%
HK$146,383
−HK$3,879/mo
Today · 4.125%
HK$150,262
baseline
▲ 0.50% · 4.625%
HK$158,182
+HK$7,920/mo
Deposit HK$18.73M · loan HK$28.10M · min. income ≈ HK$300,524/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,990,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,502
−HK$9,375/mo
▼ 0.25% · 3.875%
HK$154,153
−HK$4,724/mo
Today · 4.125%
HK$158,877
baseline
▲ 0.50% · 4.625%
HK$168,545
+HK$9,668/mo
Deposit HK$14.05M · loan HK$32.78M · min. income ≈ HK$317,754/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,990,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,320
−HK$8,985/mo
▼ 0.25% · 3.875%
HK$170,780
−HK$4,525/mo
Today · 4.125%
HK$175,305
baseline
▲ 0.50% · 4.625%
HK$184,546
+HK$9,241/mo
Deposit HK$14.05M · loan HK$32.78M · min. income ≈ HK$350,610/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,990,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,217
−HK$12,054/mo
▼ 0.25% · 3.875%
HK$198,196
−HK$6,075/mo
Today · 4.125%
HK$204,271
baseline
▲ 0.50% · 4.625%
HK$216,700
+HK$12,429/mo
Deposit HK$4.68M · loan HK$42.15M · min. income ≈ HK$408,542/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,990,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,840
−HK$11,553/mo
▼ 0.25% · 3.875%
HK$219,575
−HK$5,818/mo
Today · 4.125%
HK$225,393
baseline
▲ 0.50% · 4.625%
HK$237,273
+HK$11,880/mo
Deposit HK$4.68M · loan HK$42.15M · min. income ≈ HK$450,786/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,990,329 · Scale 2, in force from 26 Feb 2026)