LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,679
−HK$670/mo
▼ 0.25% · 3.875%
HK$11,011
−HK$338/mo
Today · 4.125%
HK$11,349
baseline
▲ 0.50% · 4.625%
HK$12,039
+HK$690/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$22,698/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$85,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,880
−HK$642/mo
▼ 0.25% · 3.875%
HK$12,199
−HK$323/mo
Today · 4.125%
HK$12,522
baseline
▲ 0.50% · 4.625%
HK$13,182
+HK$660/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$25,044/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$85,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,815
−HK$803/mo
▼ 0.25% · 3.875%
HK$13,213
−HK$405/mo
Today · 4.125%
HK$13,618
baseline
▲ 0.50% · 4.625%
HK$14,447
+HK$829/mo
Deposit HK$1.87M · loan HK$2.81M · min. income ≈ HK$27,236/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$85,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,256
−HK$770/mo
▼ 0.25% · 3.875%
HK$14,639
−HK$387/mo
Today · 4.125%
HK$15,026
baseline
▲ 0.50% · 4.625%
HK$15,819
+HK$793/mo
Deposit HK$1.87M · loan HK$2.81M · min. income ≈ HK$30,052/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$85,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,950
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,416
−HK$472/mo
Today · 4.125%
HK$15,888
baseline
▲ 0.50% · 4.625%
HK$16,855
+HK$967/mo
Deposit HK$1.40M · loan HK$3.28M · min. income ≈ HK$31,776/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$85,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,632
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,078
−HK$453/mo
Today · 4.125%
HK$17,531
baseline
▲ 0.50% · 4.625%
HK$18,455
+HK$924/mo
Deposit HK$1.40M · loan HK$3.28M · min. income ≈ HK$35,062/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$85,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,222
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,820
−HK$607/mo
Today · 4.125%
HK$20,427
baseline
▲ 0.50% · 4.625%
HK$21,670
+HK$1,243/mo
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$40,854/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$85,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,384
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,958
−HK$582/mo
Today · 4.125%
HK$22,540
baseline
▲ 0.50% · 4.625%
HK$23,728
+HK$1,188/mo
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$45,080/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$85,821 · Scale 2, in force from 26 Feb 2026)