LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,679
−HK$670/mo
▼ 0.25% · 3.875%
HK$11,011
−HK$338/mo
Today · 4.125%
HK$11,349
baseline
▲ 0.50% · 4.625%
HK$12,039
+HK$690/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$22,698/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$85,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,880
−HK$642/mo
▼ 0.25% · 3.875%
HK$12,199
−HK$323/mo
Today · 4.125%
HK$12,522
baseline
▲ 0.50% · 4.625%
HK$13,182
+HK$660/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$25,044/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$85,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,815
−HK$804/mo
▼ 0.25% · 3.875%
HK$13,214
−HK$405/mo
Today · 4.125%
HK$13,619
baseline
▲ 0.50% · 4.625%
HK$14,447
+HK$828/mo
Deposit HK$1.87M · loan HK$2.81M · min. income ≈ HK$27,238/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$85,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,257
−HK$770/mo
▼ 0.25% · 3.875%
HK$14,639
−HK$388/mo
Today · 4.125%
HK$15,027
baseline
▲ 0.50% · 4.625%
HK$15,819
+HK$792/mo
Deposit HK$1.87M · loan HK$2.81M · min. income ≈ HK$30,054/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$85,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,951
−HK$937/mo
▼ 0.25% · 3.875%
HK$15,416
−HK$472/mo
Today · 4.125%
HK$15,888
baseline
▲ 0.50% · 4.625%
HK$16,855
+HK$967/mo
Deposit HK$1.40M · loan HK$3.28M · min. income ≈ HK$31,776/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$85,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,633
−HK$898/mo
▼ 0.25% · 3.875%
HK$17,079
−HK$452/mo
Today · 4.125%
HK$17,531
baseline
▲ 0.50% · 4.625%
HK$18,455
+HK$924/mo
Deposit HK$1.40M · loan HK$3.28M · min. income ≈ HK$35,062/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$85,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,223
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,820
−HK$608/mo
Today · 4.125%
HK$20,428
baseline
▲ 0.50% · 4.625%
HK$21,671
+HK$1,243/mo
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$40,856/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$85,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,385
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,958
−HK$582/mo
Today · 4.125%
HK$22,540
baseline
▲ 0.50% · 4.625%
HK$23,728
+HK$1,188/mo
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$45,080/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$85,833 · Scale 2, in force from 26 Feb 2026)