LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,796
−HK$6,697/mo
▼ 0.25% · 3.875%
HK$110,118
−HK$3,375/mo
Today · 4.125%
HK$113,493
baseline
▲ 0.50% · 4.625%
HK$120,398
+HK$6,905/mo
Deposit HK$23.42M · loan HK$23.42M · min. income ≈ HK$226,986/mo (50% DSR)
Upfront cash ≈ HK$25.41M (deposit + AVD stamp duty HK$1,990,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,809
−HK$6,419/mo
▼ 0.25% · 3.875%
HK$121,995
−HK$3,233/mo
Today · 4.125%
HK$125,228
baseline
▲ 0.50% · 4.625%
HK$131,829
+HK$6,601/mo
Deposit HK$23.42M · loan HK$23.42M · min. income ≈ HK$250,456/mo (50% DSR)
Upfront cash ≈ HK$25.41M (deposit + AVD stamp duty HK$1,990,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,155
−HK$8,036/mo
▼ 0.25% · 3.875%
HK$132,141
−HK$4,050/mo
Today · 4.125%
HK$136,191
baseline
▲ 0.50% · 4.625%
HK$144,478
+HK$8,287/mo
Deposit HK$18.73M · loan HK$28.10M · min. income ≈ HK$272,382/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,990,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,571
−HK$7,702/mo
▼ 0.25% · 3.875%
HK$146,394
−HK$3,879/mo
Today · 4.125%
HK$150,273
baseline
▲ 0.50% · 4.625%
HK$158,195
+HK$7,922/mo
Deposit HK$18.73M · loan HK$28.10M · min. income ≈ HK$300,546/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$1,990,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,514
−HK$9,376/mo
▼ 0.25% · 3.875%
HK$154,165
−HK$4,725/mo
Today · 4.125%
HK$158,890
baseline
▲ 0.50% · 4.625%
HK$168,558
+HK$9,668/mo
Deposit HK$14.05M · loan HK$32.78M · min. income ≈ HK$317,780/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,990,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,333
−HK$8,986/mo
▼ 0.25% · 3.875%
HK$170,794
−HK$4,525/mo
Today · 4.125%
HK$175,319
baseline
▲ 0.50% · 4.625%
HK$184,560
+HK$9,241/mo
Deposit HK$14.05M · loan HK$32.78M · min. income ≈ HK$350,638/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,990,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,232
−HK$12,055/mo
▼ 0.25% · 3.875%
HK$198,212
−HK$6,075/mo
Today · 4.125%
HK$204,287
baseline
▲ 0.50% · 4.625%
HK$216,717
+HK$12,430/mo
Deposit HK$4.68M · loan HK$42.15M · min. income ≈ HK$408,574/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,990,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,856
−HK$11,554/mo
▼ 0.25% · 3.875%
HK$219,592
−HK$5,818/mo
Today · 4.125%
HK$225,410
baseline
▲ 0.50% · 4.625%
HK$237,292
+HK$11,882/mo
Deposit HK$4.68M · loan HK$42.15M · min. income ≈ HK$450,820/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$1,990,483 · Scale 2, in force from 26 Feb 2026)