LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,816
−HK$6,698/mo
▼ 0.25% · 3.875%
HK$110,139
−HK$3,375/mo
Today · 4.125%
HK$113,514
baseline
▲ 0.50% · 4.625%
HK$120,422
+HK$6,908/mo
Deposit HK$23.42M · loan HK$23.42M · min. income ≈ HK$227,028/mo (50% DSR)
Upfront cash ≈ HK$25.41M (deposit + AVD stamp duty HK$1,990,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,832
−HK$6,420/mo
▼ 0.25% · 3.875%
HK$122,019
−HK$3,233/mo
Today · 4.125%
HK$125,252
baseline
▲ 0.50% · 4.625%
HK$131,854
+HK$6,602/mo
Deposit HK$23.42M · loan HK$23.42M · min. income ≈ HK$250,504/mo (50% DSR)
Upfront cash ≈ HK$25.41M (deposit + AVD stamp duty HK$1,990,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,179
−HK$8,038/mo
▼ 0.25% · 3.875%
HK$132,167
−HK$4,050/mo
Today · 4.125%
HK$136,217
baseline
▲ 0.50% · 4.625%
HK$144,506
+HK$8,289/mo
Deposit HK$18.74M · loan HK$28.11M · min. income ≈ HK$272,434/mo (50% DSR)
Upfront cash ≈ HK$20.73M (deposit + AVD stamp duty HK$1,990,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,598
−HK$7,704/mo
▼ 0.25% · 3.875%
HK$146,423
−HK$3,879/mo
Today · 4.125%
HK$150,302
baseline
▲ 0.50% · 4.625%
HK$158,225
+HK$7,923/mo
Deposit HK$18.74M · loan HK$28.11M · min. income ≈ HK$300,604/mo (50% DSR)
Upfront cash ≈ HK$20.73M (deposit + AVD stamp duty HK$1,990,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,543
−HK$9,377/mo
▼ 0.25% · 3.875%
HK$154,194
−HK$4,726/mo
Today · 4.125%
HK$158,920
baseline
▲ 0.50% · 4.625%
HK$168,590
+HK$9,670/mo
Deposit HK$14.05M · loan HK$32.79M · min. income ≈ HK$317,840/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,990,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,365
−HK$8,988/mo
▼ 0.25% · 3.875%
HK$170,826
−HK$4,527/mo
Today · 4.125%
HK$175,353
baseline
▲ 0.50% · 4.625%
HK$184,596
+HK$9,243/mo
Deposit HK$14.05M · loan HK$32.79M · min. income ≈ HK$350,706/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,990,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,269
−HK$12,057/mo
▼ 0.25% · 3.875%
HK$198,250
−HK$6,076/mo
Today · 4.125%
HK$204,326
baseline
▲ 0.50% · 4.625%
HK$216,759
+HK$12,433/mo
Deposit HK$4.68M · loan HK$42.16M · min. income ≈ HK$408,652/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,990,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,897
−HK$11,557/mo
▼ 0.25% · 3.875%
HK$219,634
−HK$5,820/mo
Today · 4.125%
HK$225,454
baseline
▲ 0.50% · 4.625%
HK$237,338
+HK$11,884/mo
Deposit HK$4.68M · loan HK$42.16M · min. income ≈ HK$450,908/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,990,867 · Scale 2, in force from 26 Feb 2026)