LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,833
−HK$6,699/mo
▼ 0.25% · 3.875%
HK$110,156
−HK$3,376/mo
Today · 4.125%
HK$113,532
baseline
▲ 0.50% · 4.625%
HK$120,441
+HK$6,909/mo
Deposit HK$23.43M · loan HK$23.43M · min. income ≈ HK$227,064/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$1,991,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,851
−HK$6,421/mo
▼ 0.25% · 3.875%
HK$122,038
−HK$3,234/mo
Today · 4.125%
HK$125,272
baseline
▲ 0.50% · 4.625%
HK$131,875
+HK$6,603/mo
Deposit HK$23.43M · loan HK$23.43M · min. income ≈ HK$250,544/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$1,991,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,200
−HK$8,039/mo
▼ 0.25% · 3.875%
HK$132,187
−HK$4,052/mo
Today · 4.125%
HK$136,239
baseline
▲ 0.50% · 4.625%
HK$144,529
+HK$8,290/mo
Deposit HK$18.74M · loan HK$28.11M · min. income ≈ HK$272,478/mo (50% DSR)
Upfront cash ≈ HK$20.73M (deposit + AVD stamp duty HK$1,991,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,621
−HK$7,705/mo
▼ 0.25% · 3.875%
HK$146,446
−HK$3,880/mo
Today · 4.125%
HK$150,326
baseline
▲ 0.50% · 4.625%
HK$158,250
+HK$7,924/mo
Deposit HK$18.74M · loan HK$28.11M · min. income ≈ HK$300,652/mo (50% DSR)
Upfront cash ≈ HK$20.73M (deposit + AVD stamp duty HK$1,991,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,566
−HK$9,379/mo
▼ 0.25% · 3.875%
HK$154,219
−HK$4,726/mo
Today · 4.125%
HK$158,945
baseline
▲ 0.50% · 4.625%
HK$168,617
+HK$9,672/mo
Deposit HK$14.06M · loan HK$32.80M · min. income ≈ HK$317,890/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,991,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,391
−HK$8,989/mo
▼ 0.25% · 3.875%
HK$170,853
−HK$4,527/mo
Today · 4.125%
HK$175,380
baseline
▲ 0.50% · 4.625%
HK$184,625
+HK$9,245/mo
Deposit HK$14.06M · loan HK$32.80M · min. income ≈ HK$350,760/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,991,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,299
−HK$12,059/mo
▼ 0.25% · 3.875%
HK$198,281
−HK$6,077/mo
Today · 4.125%
HK$204,358
baseline
▲ 0.50% · 4.625%
HK$216,793
+HK$12,435/mo
Deposit HK$4.69M · loan HK$42.17M · min. income ≈ HK$408,716/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,991,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,931
−HK$11,558/mo
▼ 0.25% · 3.875%
HK$219,669
−HK$5,820/mo
Today · 4.125%
HK$225,489
baseline
▲ 0.50% · 4.625%
HK$237,375
+HK$11,886/mo
Deposit HK$4.69M · loan HK$42.17M · min. income ≈ HK$450,978/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,991,181 · Scale 2, in force from 26 Feb 2026)