LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,835
−HK$6,700/mo
▼ 0.25% · 3.875%
HK$110,158
−HK$3,377/mo
Today · 4.125%
HK$113,535
baseline
▲ 0.50% · 4.625%
HK$120,443
+HK$6,908/mo
Deposit HK$23.43M · loan HK$23.43M · min. income ≈ HK$227,070/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$1,991,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,853
−HK$6,421/mo
▼ 0.25% · 3.875%
HK$122,041
−HK$3,233/mo
Today · 4.125%
HK$125,274
baseline
▲ 0.50% · 4.625%
HK$131,878
+HK$6,604/mo
Deposit HK$23.43M · loan HK$23.43M · min. income ≈ HK$250,548/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$1,991,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,202
−HK$8,040/mo
▼ 0.25% · 3.875%
HK$132,190
−HK$4,052/mo
Today · 4.125%
HK$136,242
baseline
▲ 0.50% · 4.625%
HK$144,532
+HK$8,290/mo
Deposit HK$18.74M · loan HK$28.11M · min. income ≈ HK$272,484/mo (50% DSR)
Upfront cash ≈ HK$20.73M (deposit + AVD stamp duty HK$1,991,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,624
−HK$7,705/mo
▼ 0.25% · 3.875%
HK$146,449
−HK$3,880/mo
Today · 4.125%
HK$150,329
baseline
▲ 0.50% · 4.625%
HK$158,253
+HK$7,924/mo
Deposit HK$18.74M · loan HK$28.11M · min. income ≈ HK$300,658/mo (50% DSR)
Upfront cash ≈ HK$20.73M (deposit + AVD stamp duty HK$1,991,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,569
−HK$9,380/mo
▼ 0.25% · 3.875%
HK$154,222
−HK$4,727/mo
Today · 4.125%
HK$158,949
baseline
▲ 0.50% · 4.625%
HK$168,620
+HK$9,671/mo
Deposit HK$14.06M · loan HK$32.80M · min. income ≈ HK$317,898/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,991,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,394
−HK$8,990/mo
▼ 0.25% · 3.875%
HK$170,857
−HK$4,527/mo
Today · 4.125%
HK$175,384
baseline
▲ 0.50% · 4.625%
HK$184,629
+HK$9,245/mo
Deposit HK$14.06M · loan HK$32.80M · min. income ≈ HK$350,768/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,991,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,303
−HK$12,060/mo
▼ 0.25% · 3.875%
HK$198,285
−HK$6,078/mo
Today · 4.125%
HK$204,363
baseline
▲ 0.50% · 4.625%
HK$216,798
+HK$12,435/mo
Deposit HK$4.69M · loan HK$42.17M · min. income ≈ HK$408,726/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,991,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,936
−HK$11,558/mo
▼ 0.25% · 3.875%
HK$219,673
−HK$5,821/mo
Today · 4.125%
HK$225,494
baseline
▲ 0.50% · 4.625%
HK$237,380
+HK$11,886/mo
Deposit HK$4.69M · loan HK$42.17M · min. income ≈ HK$450,988/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,991,223 · Scale 2, in force from 26 Feb 2026)