LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,837
−HK$6,699/mo
▼ 0.25% · 3.875%
HK$110,160
−HK$3,376/mo
Today · 4.125%
HK$113,536
baseline
▲ 0.50% · 4.625%
HK$120,445
+HK$6,909/mo
Deposit HK$23.43M · loan HK$23.43M · min. income ≈ HK$227,072/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$1,991,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,855
−HK$6,421/mo
▼ 0.25% · 3.875%
HK$122,042
−HK$3,234/mo
Today · 4.125%
HK$125,276
baseline
▲ 0.50% · 4.625%
HK$131,880
+HK$6,604/mo
Deposit HK$23.43M · loan HK$23.43M · min. income ≈ HK$250,552/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$1,991,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,204
−HK$8,040/mo
▼ 0.25% · 3.875%
HK$132,192
−HK$4,052/mo
Today · 4.125%
HK$136,244
baseline
▲ 0.50% · 4.625%
HK$144,534
+HK$8,290/mo
Deposit HK$18.74M · loan HK$28.11M · min. income ≈ HK$272,488/mo (50% DSR)
Upfront cash ≈ HK$20.73M (deposit + AVD stamp duty HK$1,991,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,626
−HK$7,705/mo
▼ 0.25% · 3.875%
HK$146,451
−HK$3,880/mo
Today · 4.125%
HK$150,331
baseline
▲ 0.50% · 4.625%
HK$158,256
+HK$7,925/mo
Deposit HK$18.74M · loan HK$28.11M · min. income ≈ HK$300,662/mo (50% DSR)
Upfront cash ≈ HK$20.73M (deposit + AVD stamp duty HK$1,991,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,571
−HK$9,380/mo
▼ 0.25% · 3.875%
HK$154,224
−HK$4,727/mo
Today · 4.125%
HK$158,951
baseline
▲ 0.50% · 4.625%
HK$168,623
+HK$9,672/mo
Deposit HK$14.06M · loan HK$32.80M · min. income ≈ HK$317,902/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,991,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,397
−HK$8,990/mo
▼ 0.25% · 3.875%
HK$170,859
−HK$4,528/mo
Today · 4.125%
HK$175,387
baseline
▲ 0.50% · 4.625%
HK$184,631
+HK$9,244/mo
Deposit HK$14.06M · loan HK$32.80M · min. income ≈ HK$350,774/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,991,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,306
−HK$12,059/mo
▼ 0.25% · 3.875%
HK$198,288
−HK$6,077/mo
Today · 4.125%
HK$204,365
baseline
▲ 0.50% · 4.625%
HK$216,801
+HK$12,436/mo
Deposit HK$4.69M · loan HK$42.17M · min. income ≈ HK$408,730/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,991,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,939
−HK$11,558/mo
▼ 0.25% · 3.875%
HK$219,676
−HK$5,821/mo
Today · 4.125%
HK$225,497
baseline
▲ 0.50% · 4.625%
HK$237,383
+HK$11,886/mo
Deposit HK$4.69M · loan HK$42.17M · min. income ≈ HK$450,994/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,991,250 · Scale 2, in force from 26 Feb 2026)