LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,842
−HK$6,700/mo
▼ 0.25% · 3.875%
HK$110,165
−HK$3,377/mo
Today · 4.125%
HK$113,542
baseline
▲ 0.50% · 4.625%
HK$120,450
+HK$6,908/mo
Deposit HK$23.43M · loan HK$23.43M · min. income ≈ HK$227,084/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$1,991,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,860
−HK$6,422/mo
▼ 0.25% · 3.875%
HK$122,048
−HK$3,234/mo
Today · 4.125%
HK$125,282
baseline
▲ 0.50% · 4.625%
HK$131,886
+HK$6,604/mo
Deposit HK$23.43M · loan HK$23.43M · min. income ≈ HK$250,564/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$1,991,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,210
−HK$8,040/mo
▼ 0.25% · 3.875%
HK$132,198
−HK$4,052/mo
Today · 4.125%
HK$136,250
baseline
▲ 0.50% · 4.625%
HK$144,540
+HK$8,290/mo
Deposit HK$18.74M · loan HK$28.11M · min. income ≈ HK$272,500/mo (50% DSR)
Upfront cash ≈ HK$20.73M (deposit + AVD stamp duty HK$1,991,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,632
−HK$7,706/mo
▼ 0.25% · 3.875%
HK$146,458
−HK$3,880/mo
Today · 4.125%
HK$150,338
baseline
▲ 0.50% · 4.625%
HK$158,263
+HK$7,925/mo
Deposit HK$18.74M · loan HK$28.11M · min. income ≈ HK$300,676/mo (50% DSR)
Upfront cash ≈ HK$20.73M (deposit + AVD stamp duty HK$1,991,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,578
−HK$9,380/mo
▼ 0.25% · 3.875%
HK$154,231
−HK$4,727/mo
Today · 4.125%
HK$158,958
baseline
▲ 0.50% · 4.625%
HK$168,630
+HK$9,672/mo
Deposit HK$14.06M · loan HK$32.80M · min. income ≈ HK$317,916/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,991,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,404
−HK$8,991/mo
▼ 0.25% · 3.875%
HK$170,867
−HK$4,528/mo
Today · 4.125%
HK$175,395
baseline
▲ 0.50% · 4.625%
HK$184,640
+HK$9,245/mo
Deposit HK$14.06M · loan HK$32.80M · min. income ≈ HK$350,790/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,991,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,315
−HK$12,060/mo
▼ 0.25% · 3.875%
HK$198,297
−HK$6,078/mo
Today · 4.125%
HK$204,375
baseline
▲ 0.50% · 4.625%
HK$216,810
+HK$12,435/mo
Deposit HK$4.69M · loan HK$42.17M · min. income ≈ HK$408,750/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,991,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,948
−HK$11,559/mo
▼ 0.25% · 3.875%
HK$219,686
−HK$5,821/mo
Today · 4.125%
HK$225,507
baseline
▲ 0.50% · 4.625%
HK$237,394
+HK$11,887/mo
Deposit HK$4.69M · loan HK$42.17M · min. income ≈ HK$451,014/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,991,342 · Scale 2, in force from 26 Feb 2026)