LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,848
−HK$6,700/mo
▼ 0.25% · 3.875%
HK$110,172
−HK$3,376/mo
Today · 4.125%
HK$113,548
baseline
▲ 0.50% · 4.625%
HK$120,457
+HK$6,909/mo
Deposit HK$23.43M · loan HK$23.43M · min. income ≈ HK$227,096/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$1,991,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,867
−HK$6,422/mo
▼ 0.25% · 3.875%
HK$122,055
−HK$3,234/mo
Today · 4.125%
HK$125,289
baseline
▲ 0.50% · 4.625%
HK$131,894
+HK$6,605/mo
Deposit HK$23.43M · loan HK$23.43M · min. income ≈ HK$250,578/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$1,991,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,218
−HK$8,040/mo
▼ 0.25% · 3.875%
HK$132,206
−HK$4,052/mo
Today · 4.125%
HK$136,258
baseline
▲ 0.50% · 4.625%
HK$144,549
+HK$8,291/mo
Deposit HK$18.74M · loan HK$28.11M · min. income ≈ HK$272,516/mo (50% DSR)
Upfront cash ≈ HK$20.73M (deposit + AVD stamp duty HK$1,991,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,641
−HK$7,706/mo
▼ 0.25% · 3.875%
HK$146,466
−HK$3,881/mo
Today · 4.125%
HK$150,347
baseline
▲ 0.50% · 4.625%
HK$158,272
+HK$7,925/mo
Deposit HK$18.74M · loan HK$28.11M · min. income ≈ HK$300,694/mo (50% DSR)
Upfront cash ≈ HK$20.73M (deposit + AVD stamp duty HK$1,991,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,587
−HK$9,381/mo
▼ 0.25% · 3.875%
HK$154,240
−HK$4,728/mo
Today · 4.125%
HK$158,968
baseline
▲ 0.50% · 4.625%
HK$168,640
+HK$9,672/mo
Deposit HK$14.06M · loan HK$32.80M · min. income ≈ HK$317,936/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,991,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,414
−HK$8,991/mo
▼ 0.25% · 3.875%
HK$170,877
−HK$4,528/mo
Today · 4.125%
HK$175,405
baseline
▲ 0.50% · 4.625%
HK$184,651
+HK$9,246/mo
Deposit HK$14.06M · loan HK$32.80M · min. income ≈ HK$350,810/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,991,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,326
−HK$12,061/mo
▼ 0.25% · 3.875%
HK$198,309
−HK$6,078/mo
Today · 4.125%
HK$204,387
baseline
▲ 0.50% · 4.625%
HK$216,823
+HK$12,436/mo
Deposit HK$4.69M · loan HK$42.17M · min. income ≈ HK$408,774/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,991,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,961
−HK$11,560/mo
▼ 0.25% · 3.875%
HK$219,700
−HK$5,821/mo
Today · 4.125%
HK$225,521
baseline
▲ 0.50% · 4.625%
HK$237,408
+HK$11,887/mo
Deposit HK$4.69M · loan HK$42.17M · min. income ≈ HK$451,042/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,991,461 · Scale 2, in force from 26 Feb 2026)