LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,862
−HK$6,701/mo
▼ 0.25% · 3.875%
HK$110,186
−HK$3,377/mo
Today · 4.125%
HK$113,563
baseline
▲ 0.50% · 4.625%
HK$120,473
+HK$6,910/mo
Deposit HK$23.43M · loan HK$23.43M · min. income ≈ HK$227,126/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$1,991,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,882
−HK$6,423/mo
▼ 0.25% · 3.875%
HK$122,071
−HK$3,234/mo
Today · 4.125%
HK$125,305
baseline
▲ 0.50% · 4.625%
HK$131,910
+HK$6,605/mo
Deposit HK$23.43M · loan HK$23.43M · min. income ≈ HK$250,610/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$1,991,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,234
−HK$8,041/mo
▼ 0.25% · 3.875%
HK$132,223
−HK$4,052/mo
Today · 4.125%
HK$136,275
baseline
▲ 0.50% · 4.625%
HK$144,567
+HK$8,292/mo
Deposit HK$18.75M · loan HK$28.12M · min. income ≈ HK$272,550/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$1,991,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,659
−HK$7,707/mo
▼ 0.25% · 3.875%
HK$146,485
−HK$3,881/mo
Today · 4.125%
HK$150,366
baseline
▲ 0.50% · 4.625%
HK$158,292
+HK$7,926/mo
Deposit HK$18.75M · loan HK$28.12M · min. income ≈ HK$300,732/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$1,991,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,606
−HK$9,382/mo
▼ 0.25% · 3.875%
HK$154,260
−HK$4,728/mo
Today · 4.125%
HK$158,988
baseline
▲ 0.50% · 4.625%
HK$168,662
+HK$9,674/mo
Deposit HK$14.06M · loan HK$32.80M · min. income ≈ HK$317,976/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,991,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,435
−HK$8,992/mo
▼ 0.25% · 3.875%
HK$170,899
−HK$4,528/mo
Today · 4.125%
HK$175,427
baseline
▲ 0.50% · 4.625%
HK$184,674
+HK$9,247/mo
Deposit HK$14.06M · loan HK$32.80M · min. income ≈ HK$350,854/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,991,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,351
−HK$12,062/mo
▼ 0.25% · 3.875%
HK$198,334
−HK$6,079/mo
Today · 4.125%
HK$204,413
baseline
▲ 0.50% · 4.625%
HK$216,851
+HK$12,438/mo
Deposit HK$4.69M · loan HK$42.18M · min. income ≈ HK$408,826/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,991,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,988
−HK$11,562/mo
▼ 0.25% · 3.875%
HK$219,728
−HK$5,822/mo
Today · 4.125%
HK$225,550
baseline
▲ 0.50% · 4.625%
HK$237,439
+HK$11,889/mo
Deposit HK$4.69M · loan HK$42.18M · min. income ≈ HK$451,100/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,991,715 · Scale 2, in force from 26 Feb 2026)