LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,879
−HK$6,703/mo
▼ 0.25% · 3.875%
HK$110,204
−HK$3,378/mo
Today · 4.125%
HK$113,582
baseline
▲ 0.50% · 4.625%
HK$120,493
+HK$6,911/mo
Deposit HK$23.44M · loan HK$23.44M · min. income ≈ HK$227,164/mo (50% DSR)
Upfront cash ≈ HK$25.43M (deposit + AVD stamp duty HK$1,992,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,902
−HK$6,424/mo
▼ 0.25% · 3.875%
HK$122,091
−HK$3,235/mo
Today · 4.125%
HK$125,326
baseline
▲ 0.50% · 4.625%
HK$131,932
+HK$6,606/mo
Deposit HK$23.44M · loan HK$23.44M · min. income ≈ HK$250,652/mo (50% DSR)
Upfront cash ≈ HK$25.43M (deposit + AVD stamp duty HK$1,992,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,255
−HK$8,043/mo
▼ 0.25% · 3.875%
HK$132,245
−HK$4,053/mo
Today · 4.125%
HK$136,298
baseline
▲ 0.50% · 4.625%
HK$144,592
+HK$8,294/mo
Deposit HK$18.75M · loan HK$28.12M · min. income ≈ HK$272,596/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$1,992,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,683
−HK$7,708/mo
▼ 0.25% · 3.875%
HK$146,509
−HK$3,882/mo
Today · 4.125%
HK$150,391
baseline
▲ 0.50% · 4.625%
HK$158,319
+HK$7,928/mo
Deposit HK$18.75M · loan HK$28.12M · min. income ≈ HK$300,782/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$1,992,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,631
−HK$9,383/mo
▼ 0.25% · 3.875%
HK$154,286
−HK$4,728/mo
Today · 4.125%
HK$159,014
baseline
▲ 0.50% · 4.625%
HK$168,690
+HK$9,676/mo
Deposit HK$14.06M · loan HK$32.81M · min. income ≈ HK$318,028/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,992,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,463
−HK$8,994/mo
▼ 0.25% · 3.875%
HK$170,928
−HK$4,529/mo
Today · 4.125%
HK$175,457
baseline
▲ 0.50% · 4.625%
HK$184,705
+HK$9,248/mo
Deposit HK$14.06M · loan HK$32.81M · min. income ≈ HK$350,914/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,992,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,383
−HK$12,064/mo
▼ 0.25% · 3.875%
HK$198,367
−HK$6,080/mo
Today · 4.125%
HK$204,447
baseline
▲ 0.50% · 4.625%
HK$216,887
+HK$12,440/mo
Deposit HK$4.69M · loan HK$42.18M · min. income ≈ HK$408,894/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,992,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,024
−HK$11,563/mo
▼ 0.25% · 3.875%
HK$219,764
−HK$5,823/mo
Today · 4.125%
HK$225,587
baseline
▲ 0.50% · 4.625%
HK$237,478
+HK$11,891/mo
Deposit HK$4.69M · loan HK$42.18M · min. income ≈ HK$451,174/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,992,047 · Scale 2, in force from 26 Feb 2026)