LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,890
−HK$6,703/mo
▼ 0.25% · 3.875%
HK$110,215
−HK$3,378/mo
Today · 4.125%
HK$113,593
baseline
▲ 0.50% · 4.625%
HK$120,505
+HK$6,912/mo
Deposit HK$23.44M · loan HK$23.44M · min. income ≈ HK$227,186/mo (50% DSR)
Upfront cash ≈ HK$25.43M (deposit + AVD stamp duty HK$1,992,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,914
−HK$6,425/mo
▼ 0.25% · 3.875%
HK$122,103
−HK$3,236/mo
Today · 4.125%
HK$125,339
baseline
▲ 0.50% · 4.625%
HK$131,946
+HK$6,607/mo
Deposit HK$23.44M · loan HK$23.44M · min. income ≈ HK$250,678/mo (50% DSR)
Upfront cash ≈ HK$25.43M (deposit + AVD stamp duty HK$1,992,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,268
−HK$8,044/mo
▼ 0.25% · 3.875%
HK$132,258
−HK$4,054/mo
Today · 4.125%
HK$136,312
baseline
▲ 0.50% · 4.625%
HK$144,606
+HK$8,294/mo
Deposit HK$18.75M · loan HK$28.13M · min. income ≈ HK$272,624/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$1,992,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,697
−HK$7,710/mo
▼ 0.25% · 3.875%
HK$146,524
−HK$3,883/mo
Today · 4.125%
HK$150,407
baseline
▲ 0.50% · 4.625%
HK$158,335
+HK$7,928/mo
Deposit HK$18.75M · loan HK$28.13M · min. income ≈ HK$300,814/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$1,992,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,646
−HK$9,384/mo
▼ 0.25% · 3.875%
HK$154,301
−HK$4,729/mo
Today · 4.125%
HK$159,030
baseline
▲ 0.50% · 4.625%
HK$168,707
+HK$9,677/mo
Deposit HK$14.06M · loan HK$32.81M · min. income ≈ HK$318,060/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,992,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,480
−HK$8,994/mo
▼ 0.25% · 3.875%
HK$170,945
−HK$4,529/mo
Today · 4.125%
HK$175,474
baseline
▲ 0.50% · 4.625%
HK$184,724
+HK$9,250/mo
Deposit HK$14.06M · loan HK$32.81M · min. income ≈ HK$350,948/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,992,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,402
−HK$12,066/mo
▼ 0.25% · 3.875%
HK$198,387
−HK$6,081/mo
Today · 4.125%
HK$204,468
baseline
▲ 0.50% · 4.625%
HK$216,909
+HK$12,441/mo
Deposit HK$4.69M · loan HK$42.19M · min. income ≈ HK$408,936/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,992,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,046
−HK$11,564/mo
▼ 0.25% · 3.875%
HK$219,786
−HK$5,824/mo
Today · 4.125%
HK$225,610
baseline
▲ 0.50% · 4.625%
HK$237,502
+HK$11,892/mo
Deposit HK$4.69M · loan HK$42.19M · min. income ≈ HK$451,220/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,992,246 · Scale 2, in force from 26 Feb 2026)