LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,892
−HK$6,703/mo
▼ 0.25% · 3.875%
HK$110,217
−HK$3,378/mo
Today · 4.125%
HK$113,595
baseline
▲ 0.50% · 4.625%
HK$120,507
+HK$6,912/mo
Deposit HK$23.44M · loan HK$23.44M · min. income ≈ HK$227,190/mo (50% DSR)
Upfront cash ≈ HK$25.43M (deposit + AVD stamp duty HK$1,992,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,916
−HK$6,425/mo
▼ 0.25% · 3.875%
HK$122,106
−HK$3,235/mo
Today · 4.125%
HK$125,341
baseline
▲ 0.50% · 4.625%
HK$131,948
+HK$6,607/mo
Deposit HK$23.44M · loan HK$23.44M · min. income ≈ HK$250,682/mo (50% DSR)
Upfront cash ≈ HK$25.43M (deposit + AVD stamp duty HK$1,992,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,270
−HK$8,044/mo
▼ 0.25% · 3.875%
HK$132,260
−HK$4,054/mo
Today · 4.125%
HK$136,314
baseline
▲ 0.50% · 4.625%
HK$144,608
+HK$8,294/mo
Deposit HK$18.75M · loan HK$28.13M · min. income ≈ HK$272,628/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$1,992,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,700
−HK$7,709/mo
▼ 0.25% · 3.875%
HK$146,527
−HK$3,882/mo
Today · 4.125%
HK$150,409
baseline
▲ 0.50% · 4.625%
HK$158,337
+HK$7,928/mo
Deposit HK$18.75M · loan HK$28.13M · min. income ≈ HK$300,818/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$1,992,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,649
−HK$9,384/mo
▼ 0.25% · 3.875%
HK$154,304
−HK$4,729/mo
Today · 4.125%
HK$159,033
baseline
▲ 0.50% · 4.625%
HK$168,710
+HK$9,677/mo
Deposit HK$14.06M · loan HK$32.81M · min. income ≈ HK$318,066/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,992,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,483
−HK$8,994/mo
▼ 0.25% · 3.875%
HK$170,948
−HK$4,529/mo
Today · 4.125%
HK$175,477
baseline
▲ 0.50% · 4.625%
HK$184,727
+HK$9,250/mo
Deposit HK$14.06M · loan HK$32.81M · min. income ≈ HK$350,954/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,992,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,406
−HK$12,065/mo
▼ 0.25% · 3.875%
HK$198,391
−HK$6,080/mo
Today · 4.125%
HK$204,471
baseline
▲ 0.50% · 4.625%
HK$216,913
+HK$12,442/mo
Deposit HK$4.69M · loan HK$42.19M · min. income ≈ HK$408,942/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,992,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,049
−HK$11,565/mo
▼ 0.25% · 3.875%
HK$219,790
−HK$5,824/mo
Today · 4.125%
HK$225,614
baseline
▲ 0.50% · 4.625%
HK$237,506
+HK$11,892/mo
Deposit HK$4.69M · loan HK$42.19M · min. income ≈ HK$451,228/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,992,281 · Scale 2, in force from 26 Feb 2026)