LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,691
−HK$670/mo
▼ 0.25% · 3.875%
HK$11,024
−HK$337/mo
Today · 4.125%
HK$11,361
baseline
▲ 0.50% · 4.625%
HK$12,053
+HK$692/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$22,722/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$86,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,894
−HK$642/mo
▼ 0.25% · 3.875%
HK$12,213
−HK$323/mo
Today · 4.125%
HK$12,536
baseline
▲ 0.50% · 4.625%
HK$13,197
+HK$661/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$25,072/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$86,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,829
−HK$805/mo
▼ 0.25% · 3.875%
HK$13,228
−HK$406/mo
Today · 4.125%
HK$13,634
baseline
▲ 0.50% · 4.625%
HK$14,463
+HK$829/mo
Deposit HK$1.88M · loan HK$2.81M · min. income ≈ HK$27,268/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$86,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,272
−HK$772/mo
▼ 0.25% · 3.875%
HK$14,655
−HK$389/mo
Today · 4.125%
HK$15,044
baseline
▲ 0.50% · 4.625%
HK$15,837
+HK$793/mo
Deposit HK$1.88M · loan HK$2.81M · min. income ≈ HK$30,088/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$86,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,967
−HK$939/mo
▼ 0.25% · 3.875%
HK$15,433
−HK$473/mo
Today · 4.125%
HK$15,906
baseline
▲ 0.50% · 4.625%
HK$16,874
+HK$968/mo
Deposit HK$1.41M · loan HK$3.28M · min. income ≈ HK$31,812/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$86,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,651
−HK$900/mo
▼ 0.25% · 3.875%
HK$17,098
−HK$453/mo
Today · 4.125%
HK$17,551
baseline
▲ 0.50% · 4.625%
HK$18,476
+HK$925/mo
Deposit HK$1.41M · loan HK$3.28M · min. income ≈ HK$35,102/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$86,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,244
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,843
−HK$608/mo
Today · 4.125%
HK$20,451
baseline
▲ 0.50% · 4.625%
HK$21,695
+HK$1,244/mo
Deposit HK$469K · loan HK$4.22M · min. income ≈ HK$40,902/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$86,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,409
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,983
−HK$582/mo
Today · 4.125%
HK$22,565
baseline
▲ 0.50% · 4.625%
HK$23,755
+HK$1,190/mo
Deposit HK$469K · loan HK$4.22M · min. income ≈ HK$45,130/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$86,354 · Scale 2, in force from 26 Feb 2026)