LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,920
−HK$6,704/mo
▼ 0.25% · 3.875%
HK$110,245
−HK$3,379/mo
Today · 4.125%
HK$113,624
baseline
▲ 0.50% · 4.625%
HK$120,538
+HK$6,914/mo
Deposit HK$23.44M · loan HK$23.44M · min. income ≈ HK$227,248/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$1,992,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,947
−HK$6,426/mo
▼ 0.25% · 3.875%
HK$122,137
−HK$3,236/mo
Today · 4.125%
HK$125,373
baseline
▲ 0.50% · 4.625%
HK$131,982
+HK$6,609/mo
Deposit HK$23.44M · loan HK$23.44M · min. income ≈ HK$250,746/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$1,992,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,304
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$132,295
−HK$4,054/mo
Today · 4.125%
HK$136,349
baseline
▲ 0.50% · 4.625%
HK$144,646
+HK$8,297/mo
Deposit HK$18.76M · loan HK$28.13M · min. income ≈ HK$272,698/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,992,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,736
−HK$7,712/mo
▼ 0.25% · 3.875%
HK$146,565
−HK$3,883/mo
Today · 4.125%
HK$150,448
baseline
▲ 0.50% · 4.625%
HK$158,378
+HK$7,930/mo
Deposit HK$18.76M · loan HK$28.13M · min. income ≈ HK$300,896/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,992,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,688
−HK$9,386/mo
▼ 0.25% · 3.875%
HK$154,344
−HK$4,730/mo
Today · 4.125%
HK$159,074
baseline
▲ 0.50% · 4.625%
HK$168,754
+HK$9,680/mo
Deposit HK$14.07M · loan HK$32.82M · min. income ≈ HK$318,148/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,992,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,526
−HK$8,997/mo
▼ 0.25% · 3.875%
HK$170,992
−HK$4,531/mo
Today · 4.125%
HK$175,523
baseline
▲ 0.50% · 4.625%
HK$184,775
+HK$9,252/mo
Deposit HK$14.07M · loan HK$32.82M · min. income ≈ HK$351,046/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,992,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,455
−HK$12,069/mo
▼ 0.25% · 3.875%
HK$198,442
−HK$6,082/mo
Today · 4.125%
HK$204,524
baseline
▲ 0.50% · 4.625%
HK$216,969
+HK$12,445/mo
Deposit HK$4.69M · loan HK$42.20M · min. income ≈ HK$409,048/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,992,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,105
−HK$11,567/mo
▼ 0.25% · 3.875%
HK$219,847
−HK$5,825/mo
Today · 4.125%
HK$225,672
baseline
▲ 0.50% · 4.625%
HK$237,568
+HK$11,896/mo
Deposit HK$4.69M · loan HK$42.20M · min. income ≈ HK$451,344/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,992,796 · Scale 2, in force from 26 Feb 2026)