LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,921
−HK$6,705/mo
▼ 0.25% · 3.875%
HK$110,247
−HK$3,379/mo
Today · 4.125%
HK$113,626
baseline
▲ 0.50% · 4.625%
HK$120,540
+HK$6,914/mo
Deposit HK$23.44M · loan HK$23.44M · min. income ≈ HK$227,252/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$1,992,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,949
−HK$6,426/mo
▼ 0.25% · 3.875%
HK$122,139
−HK$3,236/mo
Today · 4.125%
HK$125,375
baseline
▲ 0.50% · 4.625%
HK$131,984
+HK$6,609/mo
Deposit HK$23.44M · loan HK$23.44M · min. income ≈ HK$250,750/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$1,992,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,305
−HK$8,046/mo
▼ 0.25% · 3.875%
HK$132,296
−HK$4,055/mo
Today · 4.125%
HK$136,351
baseline
▲ 0.50% · 4.625%
HK$144,648
+HK$8,297/mo
Deposit HK$18.76M · loan HK$28.13M · min. income ≈ HK$272,702/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,992,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,738
−HK$7,712/mo
▼ 0.25% · 3.875%
HK$146,566
−HK$3,884/mo
Today · 4.125%
HK$150,450
baseline
▲ 0.50% · 4.625%
HK$158,380
+HK$7,930/mo
Deposit HK$18.76M · loan HK$28.13M · min. income ≈ HK$300,900/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,992,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,689
−HK$9,387/mo
▼ 0.25% · 3.875%
HK$154,346
−HK$4,730/mo
Today · 4.125%
HK$159,076
baseline
▲ 0.50% · 4.625%
HK$168,756
+HK$9,680/mo
Deposit HK$14.07M · loan HK$32.82M · min. income ≈ HK$318,152/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,992,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,528
−HK$8,997/mo
▼ 0.25% · 3.875%
HK$170,994
−HK$4,531/mo
Today · 4.125%
HK$175,525
baseline
▲ 0.50% · 4.625%
HK$184,777
+HK$9,252/mo
Deposit HK$14.07M · loan HK$32.82M · min. income ≈ HK$351,050/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,992,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,458
−HK$12,069/mo
▼ 0.25% · 3.875%
HK$198,444
−HK$6,083/mo
Today · 4.125%
HK$204,527
baseline
▲ 0.50% · 4.625%
HK$216,972
+HK$12,445/mo
Deposit HK$4.69M · loan HK$42.20M · min. income ≈ HK$409,054/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,992,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,107
−HK$11,568/mo
▼ 0.25% · 3.875%
HK$219,850
−HK$5,825/mo
Today · 4.125%
HK$225,675
baseline
▲ 0.50% · 4.625%
HK$237,571
+HK$11,896/mo
Deposit HK$4.69M · loan HK$42.20M · min. income ≈ HK$451,350/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,992,822 · Scale 2, in force from 26 Feb 2026)