LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,938
−HK$6,706/mo
▼ 0.25% · 3.875%
HK$110,264
−HK$3,380/mo
Today · 4.125%
HK$113,644
baseline
▲ 0.50% · 4.625%
HK$120,559
+HK$6,915/mo
Deposit HK$23.45M · loan HK$23.45M · min. income ≈ HK$227,288/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$1,993,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,967
−HK$6,428/mo
▼ 0.25% · 3.875%
HK$122,158
−HK$3,237/mo
Today · 4.125%
HK$125,395
baseline
▲ 0.50% · 4.625%
HK$132,004
+HK$6,609/mo
Deposit HK$23.45M · loan HK$23.45M · min. income ≈ HK$250,790/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$1,993,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,325
−HK$8,047/mo
▼ 0.25% · 3.875%
HK$132,317
−HK$4,055/mo
Today · 4.125%
HK$136,372
baseline
▲ 0.50% · 4.625%
HK$144,670
+HK$8,298/mo
Deposit HK$18.76M · loan HK$28.14M · min. income ≈ HK$272,744/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,993,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,761
−HK$7,713/mo
▼ 0.25% · 3.875%
HK$146,589
−HK$3,885/mo
Today · 4.125%
HK$150,474
baseline
▲ 0.50% · 4.625%
HK$158,405
+HK$7,931/mo
Deposit HK$18.76M · loan HK$28.14M · min. income ≈ HK$300,948/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$1,993,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,713
−HK$9,388/mo
▼ 0.25% · 3.875%
HK$154,370
−HK$4,731/mo
Today · 4.125%
HK$159,101
baseline
▲ 0.50% · 4.625%
HK$168,782
+HK$9,681/mo
Deposit HK$14.07M · loan HK$32.83M · min. income ≈ HK$318,202/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,993,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,554
−HK$8,999/mo
▼ 0.25% · 3.875%
HK$171,021
−HK$4,532/mo
Today · 4.125%
HK$175,553
baseline
▲ 0.50% · 4.625%
HK$184,806
+HK$9,253/mo
Deposit HK$14.07M · loan HK$32.83M · min. income ≈ HK$351,106/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,993,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,488
−HK$12,071/mo
▼ 0.25% · 3.875%
HK$198,475
−HK$6,084/mo
Today · 4.125%
HK$204,559
baseline
▲ 0.50% · 4.625%
HK$217,006
+HK$12,447/mo
Deposit HK$4.69M · loan HK$42.21M · min. income ≈ HK$409,118/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,993,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,141
−HK$11,569/mo
▼ 0.25% · 3.875%
HK$219,884
−HK$5,826/mo
Today · 4.125%
HK$225,710
baseline
▲ 0.50% · 4.625%
HK$237,608
+HK$11,898/mo
Deposit HK$4.69M · loan HK$42.21M · min. income ≈ HK$451,420/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$1,993,134 · Scale 2, in force from 26 Feb 2026)